26 Ritz Cove , Dana Point, CA 92629
$21,500,000
Est. Payment: $108,568.69/mo
5 Bed
9 Bath
8300 Sqft
Status: active | Days on site: 58
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House Description

Two thirds of an acre on the FRONT ROW OCEANFRONT – ONE OF A KIND IN RITZ COVE! Welcome to an elegant oceanfront estate in Ritz Cove, the only beachfront community between the Ritz Carlton and the Waldorf Astoria Monarch Beach Five-Star Resorts. Positioned on the largest lot in the enclave, this home enjoys an extraordinary 110 feet of ocean and Catalina facing frontage and the privacy of a double-lot width. There is no neighbor on one side, just garden, grass and a sitting area...so the feeling of privacy is immense. With approximately 8,300 square feet, 5 bedrooms, and 9 baths, this residence was designed for rare coastal living. The subterranean garage accommodates up to six cars, a true luxury along the coast, and a rarity for an oceanfront home.  An elevator serves all three levels—a distinction, as homes in many areas of OC are restricted to only two stop elevator service. Additionally, one of the bedroom suites has its own private exterior entrance, which is ideal for a guest apartment, ADU, or quarters for a nanny, chef, live-in family member or caregiver. The ceilings in this separate room are over 11’ high. The lower level family room can easily serve as a large Media/Cinema Room/Movie Theatre! A private cul-de-sac setting and a 90-foot setback from the street creates serenity and exclusivity. The lush garden, with roses, peaches, lemons, limes, boysenberries, Fuji apples, palms, and grapes, offers a rare oasis by the sea. Step through your private beach gate and onto the world-renowned Salt Creek Beach path, steps from white sand, dolphins, surfers, and nightly sunsets over Catalina. Inside, the home reflects a timeless, soft Tuscan style with hand troweled soft plaster walls and stone finishes. The main level hosts generous living and family rooms, a dining room, a library/office with two-story ceiling, kitchen, and several baths, including a surfer’s bath with a separate entrance and shower. Upstairs, four ensuite bedrooms include the primary suite with dual His-and-Hers separate bathrooms and showers. This is a huge perk!!! The lower level offers an additional bedroom and bath, game and entertainment rooms, laundry, and direct garage access. Sheltered slightly back from the Ritz Carlton bluff, the property benefits from natural wind protection. This rare estate embodies the best of privacy, elegance, and beachfront living in Ritz Cove. PLEASE NOTE: SOME AI RENDERINGS HAVE BEEN ADDED TO SHOW POTENTIAL OPTIONS AND POSSIBILITIES.

Highlights

Listed by Suzi Dailey , 949-315-5255 Realty ONE Group West , 949-297-2020. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.67

HOA Fee

990 Monthly

Year Built

2002

County

Orange

Area

MB - Monarch Beach

Neighborhood

Ritz Cove (RC)

School District

Capistrano Unified

Listing ID

LG26086520

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:9
  • Full Bathrooms:6
  • 1/2 Bathrooms:2
  • 1/4 Bathrooms:1
Appliances:6 Burner Stove, Double Oven, Dishwasher, Electric Range, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Range Hood, Self Cleaning Oven, Trash Compactor, Tankless Water Heater, Warming Drawer, Water Purifier
Air Cond:Central Air
Fireplaces:Gas Starter,Living Room,Primary Bedroom
Floor:Stone
Other:Breakfast Bar,Built-in Features,Balcony,Crown Molding,Separate/Formal Dining Room,Eat-in Kitchen,Elevator,High Ceilings,Multiple Staircases,Entrance Foyer,Walk-In Pantry,Wine Cellar,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Cul-De-Sac,No Land Lease
Garage Capacity:6
Roof:Tile
Others:Plaster,Stone Veneer,Copper Plumbing
Sewer:Sewer Tap Paid
Parking Features:Circular Driveway,Controlled Entrance,Direct Access,Driveway,Underground,Electric Gate,Garage,Garage Door Opener,Guarded,Oversized,Paved,Shared Driveway,Storage
Principal Interest
$108,569
Taxes
$13,706
HOA
$990

Home Price

$21,500,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$4,300,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$108,568.69

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $108,568.69 $13,706.25 $990.00 $123,264.94
Yearly $1,302,824.29 $164,475.00 $11,880.00 $1,479,179.29
Total $39,084,728.78 $4,934,250.00 $356,400.00 $44,375,378.78

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Dana Point, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

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Data last updated: 2026-08-11T00:38:43.000Z

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