446 15th St , Del Mar, CA 92014
$3,800,000
Est. Payment: $20,855.82/mo
3 Bed
2 Bath
1320 Sqft
0.14 Acres
Status: Active | Days on site: 37
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House Description

Ideally located in the heart of Olde Del Mar, this ocean view, single level beach cottage has been lovingly cared for by the same family for over 50 years. Rarely available in this coveted pocket of estate homes, it is time to pass the torch to a new owner to enjoy as-is or upgrade and expand to a greater vision. Upon stepping inside, ocean views greet you through picture windows, while old style vaulted wood-beam ceilings and a classic red brick fireplace anchor the light-filled living room. The main home offers 3 BR 2 BA and 1,320 SF of living space including built-in storage in the bedrooms and hallway. A separate studio ADU 480 SF with its own entrance adds flexibility for multi-generational living, a guest suite, or rental income. Outside is a spacious patio area, an enclosed laundry area, an outdoor shower, and built-in BBQ. Below the patio area is a well-placed storage shed and a large gardening area or place for dogs to roam. Walk in minutes to the Del Mar Plaza, Village shops and businesses, numerous restaurants, Powerhouse Park and gorgeous white sand beaches. Del Mar is a historic seaside village known for its legendary thoroughbred racetrack, deep Hollywood roots, and its natural coastal beauty. This is a truly unique opportunity to own an ocean view, Olde Del Mar cottage in an extraordinary location. The City of Del Mar is in the midst of a Citywide Undergrounding Program (UP). The UP is designed to remove utility poles and replace overhead cables for electricity and telecommunications with underground lines.

Highlights

Listed by Keith Wagner , 760-505-4686 and Gabrielle Reyno , 760-473-3839 Realty Place , 858-222-2861. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.14

Year Built

1957

County

San Diego

Area

92014 - Del Mar

School District

Del Mar Union

Listing ID

NDP2607643

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dryer, Washer
Other:
  • ▪ Additional:All Bedrooms Down, Bedroom on Main Level

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:2
Zoning:R-1: Single Fam-Res
Others:
  • ▪ Additional:Has ADU
Sewer:Public Sewer
Principal Interest
$20,856
Taxes
$2,423

Home Price

$3,800,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$760,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$20,855.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $20,855.82 $2,422.50 $0.00 $23,278.32
Yearly $250,269.84 $29,070.00 $0.00 $279,339.84
Total $7,508,095.10 $872,100.00 $0.00 $8,380,195.10

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Del Mar, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T09:09:50.000Z

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