15300 Palm Unit 74 , Desert Hot Springs, CA 92240
$149,000
Est. Payment: $789.20/mo
1 Bed
1 Bath
624 Sqft
Status: ACTIVE | Days on site: 1
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House Description

You've earned the right to simplify - and this is the home that makes it possible. This is the only 1-bedroom, 1-bathroom residence currently available inside the guard-gated Vista Montanas 55+ community in Desert Hot Springs, and it checks every box. You own the land - fee-simple ownership on an approximately 3,920 SF interior lot, with no high space rent fees eating into your budget. The home comes turnkey furnished, so you close and enjoy, whether that's full-time, seasonal, or whenever the desert calls. Inside, vaulted ceilings, plantation shutters, ceiling fans, and a breakfast bar kitchen with stainless appliances create a comfortable, light-filled space that feels like a retreat from day one. Step outside to a covered patio and enclosed yard, and pull into your own private one-car garage. The community delivers the rest - resort-style pools, heated spas, a fitness room, clubhouse, shuffleboard courts, and scenic mountain views, all behind a staffed guard gate. Owned land, a garage, and resort amenities at this price point is a combination that is increasingly hard to find. If you've been waiting for the right fit, this is it. Call today to schedule your private showing.

Highlights

Listed by Stephanie West , 760-227-5446 and Osvaldo Beltran , 760-449-8015 KELLER WILLIAMS-LA QUINTA , 760-601-3000. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

300 Monthly

Year Built

1985

County

Riverside

Neighborhood

Vista Montana (34026)

Listing ID

IG26173607

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Air Cond:Central Forced Air
Fireplaces:
Other:
  • Additional:Furnished

Exterior Features

Garage Capacity:1
Sewer:Unknown
Parking Features:Garage
Principal Interest
$789
Taxes
$95
HOA
$300

Home Price

$149,000

Loan Details

30 yrs
6.952%

Down Payment

20%
$29,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$789.20

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $789.20 $94.99 $300.00 $1,184.19
Yearly $9,470.42 $1,139.85 $3,600.00 $14,210.27
Total $284,112.61 $34,195.50 $108,000.00 $426,308.11

Today's Rates

30 Year

6.95%

20 Year

6.73%

15 Year

6.35%

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Market insight data is pulled from the same city as the listing being viewed (Desert Hot Springs, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-23T11:15:01.000Z

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