1045 S Magnolia , El Cajon, CA 92020
$878,000
Est. Payment: $4,433.64/mo
4 Bed
3 Bath
2112 Sqft
Status: active | Days on site: 22
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to 1045 S. Magnolia Ave., a spacious, energy-efficient home offering the perfect blend of comfort, functionality, and future potential. With 4 bedrooms, 2.5 bathrooms, and 2,112 square feet of living space, this thoughtfully maintained property is ideal for growing families, multi-generational living, or anyone looking for extra space to live, work, and entertain. Designed with efficiency in mind, this home features owned solar with a 17-panel, 300-watt-per-panel system installed in 2017 and backed by a 25-year warranty, helping keep energy costs low for years to come. Additional eco-friendly upgrades include three solar-powered attic ventilators, LED lighting throughout, a Tex-Cote CoolWall exterior coating for enhanced insulation and durability, and a Moen Flo Smart Water Monitor, allowing you to track water usage, detect leaks, and control your home’s water shutoff directly from your smartphone. Outside, the property has been thoughtfully improved with low-maintenance landscaping, irrigation in both the front and backyard, whole-house rain gutters and a French drain added for improved drainage and peace of mind. The backyard offers a fantastic opportunity to bring your own vision to life. Whether you dream of creating an outdoor entertaining space, adding a pool, designing a lush garden, or building the backyard retreat you’ve always wanted, this space provides the flexibility to make it your own. Located in a convenient El Cajon neighborhood, you’ll enjoy easy access to shopping, restaurants, parks, schools, and major commuting routes, making everyday living both comfortable and convenient. If you’re searching for a move-in-ready home with modern energy-saving upgrades, room to grow, and the opportunity to personalize the outdoor space, 1045 S. Magnolia Ave. deserves a place at the top of your list.

Highlights

Listed by Kevin Justice , 619-507-8834 Century 21 Affiliated , 760-283-8100. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.23

Year Built

1951

County

San Diego

Area

92020 - El Cajon

School District

Grossmont Union

Listing ID

NDP2606763

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:Family Room
Other:Walk-In Closet(s)

Exterior Features

Lot:0-1 Unit/Acre,Back Yard,Front Yard,No Land Lease
Garage Capacity:5
Zoning:R-1: Single Family Reside
Sewer:Public Sewer
Principal Interest
$4,434
Taxes
$560

Home Price

$878,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$175,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,433.64

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,433.64 $559.73 $0.00 $4,993.37
Yearly $53,203.71 $6,716.70 $0.00 $59,920.41
Total $1,596,111.25 $201,501.00 $0.00 $1,797,612.25

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Average Days on Market

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Market insight data is pulled from the same city as the listing being viewed (El Cajon, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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