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1045 S Magnolia , El Cajon, CA 92020
$849,999
Est. Payment: $4,665.11/mo
4 Bed
2.5 Bath
2112 Sqft
0.23 Acres
Status: ACTIVE | Days on site: 38
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CRP-11583 - CRP-109456
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Chris Heller
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House Description

**ASSUMABLE 2.75% FHA󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 LOAN** Welcome to 1045 S. Magnolia Ave., a spacious and energy-efficient 4-bedroom, 2.5-bath home offering 2,112 square feet of comfortable living space in El Cajon. Thoughtfully maintained and updated, this move-in-ready home combines generous living areas, energy-saving features, and a backyard with plenty of potential. Designed with efficiency in mind, the home features an owned 17-panel solar system installed in 2017 and backed by a 25-year warranty, helping reduce energy costs for years to come. Additional upgrades include three solar-powered attic ventilators, LED lighting throughout, Tex-Cote CoolWall exterior coating for added insulation and durability, and a Moen Flo Smart Water Monitor that allows you to monitor water usage, detect potential leaks, and control the system remotely. Outside, the property offers low-maintenance front landscaping along with irrigation in both the front and backyard. Recent improvements include rain gutters installed and a French drain. The spacious backyard is ready for the next owners vision, with room to create an outdoor entertaining area, and ADU, garden, play space, or potentially add a pool. Its a great opportunity to customize the property and create an outdoor space that fits your lifestyle. Conveniently located in El Cajon near shopping, dining, schools, parks, and major commuter routes, 1045 S. Magnolia Ave. offers a great combination of space, efficiency, functionality, and future potential. If youre searching for a 4-bedroom home in El Cajon with owned solar, over 2,100 square feet of living space, an
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Highlights

Listed by Kevin Justice , 619-507-8834 Century 21 Affiliated , 760-283-8100. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.23

Year Built

1951

County

San Diego

 School District

Grossmont Union High School Dist

Listing ID

NDP2607902

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central Forced Air
Fireplaces:FP in Living Room

Exterior Features

Garage Capacity:5
Zoning:R-1: Singl
Sewer:Public Sewer
Principal Interest
$4,665
Taxes
$542

Home Price

$849,999

Loan Details

30 yrs
7.307%

Down Payment

20%
$170,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,665.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,665.11 $541.87 $0.00 $5,206.99
Yearly $55,981.35 $6,502.49 $0.00 $62,483.84
Total $1,679,440.35 $195,074.77 $0.00 $1,874,515.12

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (El Cajon, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS.

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Data last updated: 2026-10-04T01:56:58.000Z

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