220 Sage Rd , El Cajon, CA 92021
$799,000
Est. Payment: $4,385.21/mo
3 Bed
2 Bath
1456 Sqft
0.27 Acres
Status: Active | Days on site: 85
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88701 - 813630
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House Description

VA Assumable 6.625% and no VA Funding fee! Room to breathe, and a view to match. Sitting on an elevated quarter-acre in Crest, this move-in-ready 3-bed, 2-bath frames sweeping mountain and valley views from nearly every angle. Best of all, no HOA. Live single-level with two bedrooms and a full bath on the main floor, then retreat to a private upstairs primary suite that opens to its own view deck, made for slow mornings and long sunsets. Freshly painted throughout in 2024, the home lives bright and clean, anchored by an updated kitchen with shaker cabinetry, granite counters, a gas range, and stainless appliances. The washer and dryer, new in 2025, are included too. Outside is built for gathering: a covered patio strung with lights, a fire pit, and a brand-new turf lawn that stays green with zero upkeep. Solar helps keep energy costs low, and the long driveway swallows the RV, boat, and toys with room to spare, plus a bonus storage shed for the rest. Move-in ready, easy living, and views you'll never tire of. Just minutes from town yet a world away. FHA and VA welcome. Come see it before it's gone.

Highlights

Listed by Edward Rivera , 619-393-4009 eXp Realty of Southern Calif. , 888-294-1415. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.27

Year Built

1955

County

San Diego

Area

92019 - El Cajon

School District

Grossmont Union

Listing ID

PTP2605149

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:Family Room
Other:
  • ▪ Additional:Primary Suite

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:4
Zoning:R-1:SINGLE FAM-RES
Principal Interest
$4,385
Taxes
$509

Home Price

$799,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,385.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,385.21 $509.36 $0.00 $4,894.57
Yearly $52,622.53 $6,112.35 $0.00 $58,734.88
Total $1,578,675.79 $183,370.50 $0.00 $1,762,046.29

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (El Cajon, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T23:12:51.000Z

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