455 Filbert St , El Cajon, CA 92020
$1,189,000
Est. Payment: $6,004.10/mo
5 Bed
4 Bath
2520 Sqft
Status: active with contingency | Days on site: 24
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Rare multigenerational opportunity on a spacious 0.27-acre lot! Designed for today's extended families, this versatile property offers space, privacy, and endless possibilities. The original 2,500 sq. ft. home features 4 bedrooms and 3 bathrooms, including a private fourth-bedroom suite with its own entrance, kitchenette, and bath—perfect for aging parents, adult children, guests, or a home office. A detached studio casita with a remodeled kitchen and bathroom provides additional independent living space for family, visitors, or rental income. Each residence enjoys its own private yard, while the expansive lot offers abundant off-street parking for multiple households and plenty of room to expand or explore future development opportunities (buyer to verify). Additional improvements include newer furnaces, water heaters, and solar for improved energy efficiency. Whether you're looking for the perfect family compound, flexible living arrangements, or a property with income potential and room to grow, this unique El Cajon home offers exceptional value and versatility.

Highlights

Listed by Dana Kettler , 858-822-8485 and Jacob Turner , 760-802-3388 Wisdom Properties , 858-755-3100. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.27

Year Built

1968

County

San Diego

Area

92020 - El Cajon

School District

Cajon Valley Union

Listing ID

NDP2606195

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Yard,No Land Lease
Garage Capacity:2
Zoning:R-1:SINGLE FAM-RES
Sewer:Public Sewer
Principal Interest
$6,004
Taxes
$758

Home Price

$1,189,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$237,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,004.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,004.10 $757.99 $0.00 $6,762.09
Yearly $72,049.21 $9,095.85 $0.00 $81,145.06
Total $2,161,476.40 $272,875.50 $0.00 $2,434,351.90

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (El Cajon, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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