638 Patricia Ln , El Cajon, CA 92020
$799,000
Est. Payment: $4,034.72/mo
3 Bed
2 Bath
1062 Sqft
Status: active | Days on site: 98
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Charming single-story home in El Cajon featuring 3 bedrooms and 2 bathrooms with a desirable split-bedroom floor plan. The spacious primary suite offers comfort and privacy, complemented by two additional spacious bedrooms. Recently remodeled, the primary bathroom showcases a 60-inch walk-in shower, waterproof laminate flooring, updated plumbing fixtures, and real bamboo flooring. The upgraded kitchen features granite countertops, a deep sink, new lower cabinetry, Whirlpool appliances, upgraded tile flooring, and updated plumbing. Energy-efficient improvements include 15 owned solar panels, a newer asphalt shingle “cool roof,” mini-split HVAC system, upgraded electrical panel, dual-pane windows, and new front and rear exterior doors. Additional upgrades include GFCI protection in the kitchen and bathrooms and an RV hookup with a 50-amp breaker. The private backyard is designed for outdoor living and entertaining, offering a covered patio, wood-burning fire pit, approximately 2,000 sq. ft. of turf, and a covered gazebo with its own 50-amp breaker. The property also features new fencing, a 10' x 12' Tuff Shed, a 5' x 3' metal storage unit, and a functional chicken coop. This well-maintained home combines comfort, efficiency, and versatility—perfect for low-maintenance living with room to grow. Some photos have been virtually enhanced to remove personal property and furnishings in order to better showcase the room sizes, layout, and overall potential of the home.

Highlights

Listed by Daniel Tucker , 619-980-6698 Ricardo Ilko, Broker , 855-253-4663. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.17

Year Built

1951

County

San Diego

Area

92020 - El Cajon

School District

Grossmont Union

Listing ID

PTP2602489

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Gas Cooking, Disposal, Gas Range, Microwave, Refrigerator, Self Cleaning Oven, Water Heater
Air Cond:Ductless,Dual
Fireplaces:

Exterior Features

Lot:Back Yard,Sloped Down,Gentle Sloping,Lawn,Landscaped,Rectangular Lot,Yard,No Land Lease
Lot Dimensions:61 x 124 x 62
Garage Capacity:2
Zoning:R-1:Single Fam-Res
Sewer:Public Sewer
Principal Interest
$4,035
Taxes
$509

Home Price

$799,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,034.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,034.72 $509.36 $0.00 $4,544.08
Yearly $48,416.59 $6,112.35 $0.00 $54,528.94
Total $1,452,497.60 $183,370.50 $0.00 $1,635,868.10

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (El Cajon, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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