10300 San Pablo Ave Unit 103 , El Cerrito, CA 94530
$699,000
Est. Payment: $3,836.37/mo
2 Bed
2 Bath
955 Sqft
0.57 Acres
Status: Active | Days on site: 61
Get Pre-Qualified
BMLS-OBOCBVA 01 - BMLS-R01246699
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Chris Heller, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Welcome to Credence, a contemporary urban oasis in the heart of El Cerrito, where elegant modern design, soaring ceilings, oversized windows and a thoughtfully designed floor plan create a bright, inviting home that lives remarkably like a single-family residence. The open-concept living and dining areas open to a private balcony and flow seamlessly into a stylish shaker-style kitchen with stainless-steel appliances—an ideal setting for both everyday living and entertaining. Soaring ceilings and oversized windows bring an exceptional sense of light and space. Not included in the stated living area, the substantial mezzanine provides outstanding flexibility for a media room, home office, studio or other uses. Upstairs are two comfortable bedrooms, a spacious bathroom with a spa-inspired tub, and a private laundry room with a top-quality washer and dryer. A rare private garage, conveniently located directly across the hallway, provides secure parking and storage, while additional private storage and shared bike storage add even more convenience. The HOA fee includes water, hot water and trash collection, as well as building maintenance and reserve contributions. Key-fob and remote building access, garage loft storage, additional storage space, ample street parking and beautifully landscaped grounds make everyday living easy, while inviting walkways and a vibrant original mural contribute to the welcoming community atmosphere. With no rental restrictions, the property may also be an attractive option for investors, including buyers considering a 1031 Exchange. With a Walk Score of 93 and Bike Score of 90, this is a true walker’s and biker’s paradise, with easy access to the Ohlone Greenway, Bay Trail and Wildcat Canyon, as well as regional parks and the seashore. El Cerrito Plaza BART, Banter Wine Bar, the Theatre District, neighborhood cafés, grocery stores, convenient bus service and major freeways are all close at hand. This exceptional home combines modern design, flexibility, privacy and an outstanding location—putting you at the center of everything that makes El Cerrito such a desirable place to live.

Highlights

Listed by Nora Moakher , 510-290-6630 Coldwell Banker Realty , 510-339-4700. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.57

HOA Fee

650 Monthly

Year Built

2021

County

Contra Costa

Neighborhood

El Cerrito

Listing ID

41143178

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dryer, Washer
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Laminate

Exterior Features

Lot:Corner Lot,Street Level,No Land Lease
Garage Capacity:1
Others:
  • ▪ Additional:Stucco
Parking Features:Garage,Garage Door Opener
Principal Interest
$3,836
Taxes
$446
HOA
$650

Home Price

$699,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,836.37

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,836.37 $445.61 $650.00 $4,931.99
Yearly $46,036.48 $5,347.35 $7,800.00 $59,183.83
Total $1,381,094.34 $160,420.50 $234,000.00 $1,775,514.84

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (El Cerrito, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T19:10:48.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS