10400 Montaria Way , Elk Grove, CA 95757
$879,000
Est. Payment: $4,438.69/mo
4 Bed
4 Bath
3446 Sqft
Status: active | Days on site: 36
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

PRICE REDUCED | MOTIVATED SELLER | RARE 2.4% VA ASSUMABLE LOAN OPPORTUNITY Welcome to 10400 Montaria Way, Elk Grove, CA 95757, a beautifully designed home in the highly desirable Bruceville Meadows community, offering an exceptional combination of space, luxury, functionality, and location. Thoughtfully designed for modern and multigenerational living, this impressive Elk Grove home features a highly sought-after downstairs junior en-suite with a private full bathroom—ideal for guests, extended family, a home office, or flexible living arrangements. At the heart of the home is a stunning chef-inspired kitchen featuring ceiling-height cabinetry, sleek quartz countertops, an oversized center island, abundant storage, and a spacious walk-in pantry. The open-concept layout flows seamlessly into the dining area and Great Room, creating an inviting setting for entertaining, family gatherings, and everyday living. Upstairs, retreat to the luxurious primary suite, featuring a spa-inspired bathroom with an oversized walk-in shower, deep soaking tub, dual vanities, and two expansive walk-in closets. Additional bedrooms provide plenty of flexibility for family, guests, work-from-home space, or hobbies. Step outside to a low-maintenance backyard retreat featuring a covered patio with gazebo, artificial turf, and plenty of space for entertaining, relaxing, s Step outside to a low-maintenance backyard retreat featuring a covered patio with gazebo, artificial turf, and plenty of space for entertaining, relaxing, summer barbecues, and year-round California outdoor living. Additional highlights include leased solar, a tankless water heater, finished split 3-car garage with EV charging outlet, premium greenbelt location, and NO HOA. Conveniently located near highly rated Elk Grove schools, neighborhood parks, shopping, dining, and major commuter routes, this home delivers the space, versatility, and amenities today's buyers are searching for. RARE FINANCING OPPORTUNITY Qualified buyers may have the opportunity to assume the seller's existing VA loan at approximately 2.4%, subject to lender and VA approval. With current mortgage rates significantly higher, this could offer substantial potential savings for an eligible buyer. PRICE REDUCED & MOTIVATED SELLER! A rare opportunity to own a spacious and beautifully appointed home in Bruceville Meadows with NO HOA, a downstairs en-suite, 3-car garage, greenbelt location, and an exceptional assumable VA loan opportunity.

Highlights

Listed by Nayan Pandey , 469-407-5853 Pandey Realty , 469-407-5853. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.22

Year Built

2020

County

Sacramento

Neighborhood

Other

Listing ID

41140078

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dryer, Washer
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Back Yard,Corner Lot,No Land Lease
Garage Capacity:3
Roof:Tile
Others:Wood Siding
Parking Features:Garage
Principal Interest
$4,439
Taxes
$560

Home Price

$879,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$175,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,438.69

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,438.69 $560.36 $0.00 $4,999.05
Yearly $53,264.30 $6,724.35 $0.00 $59,988.65
Total $1,597,929.14 $201,730.50 $0.00 $1,799,659.64

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Elk Grove, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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