1990 S Highway 1 , Elk, CA 95432
$8,100,000
Est. Payment: $44,455.83/mo
6 Bed
4 Bath
3125 Sqft
56.5 Acres
Status: Active | Days on site: 1
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House Description

Before maps and boundaries, the relentless Pacific met this ancient stone headland in a timeless dance. Chiseled by wind and wave, the legendary cliffs of Saddle Point have long served as a mariner's compass--its iconic silhouette etched into the memory of all who pass. Here, where the continent yields to the vast Pacific, sits what may be the most significant oceanfront offering in Mendocino County's history. Welcome to Saddle Point Estate--a 56-acre oceanfront sanctuary so remarkable it has graced the pages of National Geographic, Smithsonian Magazine, and even the silver screen. Perched atop nearly a mile of private coastline, this rare compound features three fully permitted residences, grandfathered into county history and embraced by nature's wild poetry. The main house, a stately 3-bedroom, 2-bath home (approx. 1,650 sq ft), anchors the estate with timeless elegance. Nearby, the Ocean View Cottage (2 bed, 1 bath, approx. 825 sq ft) offers comfort with sweeping ocean vistas. The Gardener's Cottage (1 bed, 1 bath, approx. 650 sq ft) rises two stories, capturing panoramic views from a private balcony. A converted redwood barn adds flexible space for art, events, or a workshop. Wander manicured lawns that spill toward the cliffs, where thoughtfully placed viewing decks offer front-row seats to the Pacific's ever-changing canvas. Spot migrating whales, uncover hidden coves, or lose time watching the light play across fifteen miles of coastline, from your perch to the historic Point Arena Lighthouse. Nearly two miles of flat, private trails lead through coastal meadows to secluded beaches and coves, while a modern underground shelter offers a unique layer of privacy and preparedness. Whether envisioned as a legacy family compound, an exclusive retreat, or a coastal hospitality venture, this property adapts with grace and grandeur. Fly into nearby Little River Airport, dine at the acclaimed two Michelin-starred Harbor House Inn, and retreat to a place where the horizon holds no bounds. Three APNs. Endless Possibility. Unmatched Provenance. Saddle Point Estate is more than land--it's a legacy, a compass, a coastal masterpiece.

Highlights

Listed by Kelley Urbani , (707) 813-4406 Engel & Voelkers Mendocino , (707) 937-5071. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
56.5

Year Built

1955

County

Mendocino

Area

ELK - Elk

Listing ID

C1-11495

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Other:
  • ▪ Additional:Bedroom on Main Level, Walk-In Pantry, Workshop
Water:Well

Exterior Features

Lot:0-1 Unit/Acre,Front Yard,Horse Property,Lawn,Value In Land,Yard,No Land Lease
Garage Capacity:6
Zoning:RL
Roof:Composition
Others:
  • ▪ Additional:Cement Siding
Sewer:Septic Tank
Principal Interest
$44,456
Taxes
$5,164

Home Price

$8,100,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$1,620,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$44,455.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $44,455.83 $5,163.75 $0.00 $49,619.58
Yearly $533,469.92 $61,965.00 $0.00 $595,434.92
Total $16,004,097.46 $1,858,950.00 $0.00 $17,863,047.46

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Elk, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T11:10:31.000Z

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