1990 S Highway 1 , Elk, CA 95432
$8,100,000
Est. Payment: $44,455.83/mo
6 Bed
4 Bath
3125 Sqft
56.5 Acres
Status: ACTIVE | Days on site: 1
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House Description

Before maps and boundaries, the relentless Pacific met this ancient stone headland in a timeless dance. Chiseled by wind and wave, the legendary cliffs of Saddle Point have long served as a mariner's compass--its iconic silhouette etched into the memory of all who pass. Here, where the continent yields to the vast Pacific, sits what may be the most significant oceanfront offering in Mendocino County's history. Welcome to Saddle Point Estate--a 56-acre oceanfront sanctuary so remarkable it has graced the pages of National Geographic, Smithsonian Magazine, and even the silver screen. Perched atop nearly a mile of private coastline, this rare compound features three fully permitted residences, grandfathered into county history and embraced by nature's wild poetry. The main house, a stately 3-bedroom, 2-bath home (approx. 1,650 sq ft), anchors the estate with timeless elegance. Nearby, the Ocean View Cottage (2 bed, 1 bath, approx. 825 sq ft) offers comfort with sweeping ocean vistas. The Gardener's Cottage (1 bed, 1 bath, approx. 650 sq ft) rises two stories, capturing panoramic views from a private balcony. A converted redwood barn adds flexible space for art, events, or a workshop. Wander manicured lawns that spill toward the cliffs, where thoughtfully placed viewing decks offer front-row seats to the Pacific's ever-changing canvas. Spot migrating whales, uncover hidden coves, or lose time watching the light play across fifteen miles of coastline, from your perch to the historic Point Arena Lighthouse. Nearly two miles of flat, private trails lead through coastal meadows to

Highlights

Listed by Kelley Urbani , 707-813-4406 Engel & Voelkers Mendocino , (707) 937-5071. San Diego County Multiple Listing Service mls logo

Property Type

Condo/Townhome

Lot/Acreage
56.5

Year Built

1955

County

Mendocino

Listing ID

C1-11495

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Air Cond:N/K
Fireplaces:FP in Living Room
Water:Well

Exterior Features

Garage Capacity:6
Zoning:RL
Roof:Composition
Sewer:Conventional Septic
Principal Interest
$44,456
Taxes
$5,164

Home Price

$8,100,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$1,620,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$44,455.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $44,455.83 $5,163.75 $0.00 $49,619.58
Yearly $533,469.92 $61,965.00 $0.00 $595,434.92
Total $16,004,097.46 $1,858,950.00 $0.00 $17,863,047.46

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-03T07:43:50.000Z

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