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1055 Cottage Way , Encinitas, CA 92024
$1,325,000
Est. Payment: $6,690.86/mo
3 Bed
3 Bath
1233 Sqft
Status: active | Days on site: 18
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

Cambria Charmer! If you are looking for a solid, functional home in a super Leucadia location, this property delivers exactly what you need without the unnecessary fuss. The layout is well-thought-out and makes great use of the space, while plenty of natural ambient light keeps the entire home feeling bright and open. In the kitchen, you will find reliable stainless steel appliances paired with durable granite countertops, offering a clean and straightforward setup for everyday cooking. The standout feature inside is the oversized primary bedroom, which gives you plenty of breathing room alongside its own private en-suite bathroom and a large walk-in closet. Outside, the low-maintenance yard means you won't have to spend your weekends mowing lawns or doing heavy upkeep. Instead, you can enjoy the fully fenced backyard, which comes ready for weekend cookouts with a built-in BBQ, plus a standard two-car garage to handle all your parking and storage needs.
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Highlights

Listed by Brian Williams , 760-715-7249 The Broker Network , 760-715-7249. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
1.46

HOA Fee

185 Monthly

Year Built

2000

County

San Diego

Area

92024 - Encinitas

 Neighborhood

Leucadia

Listing ID

260017629SD

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave
Air Cond:Central Air
Fireplaces:
Other:All Bedrooms Up

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R-1:SINGLE
Roof:Concrete
Others:Stucco
Principal Interest
$6,691
Taxes
$845
HOA
$185

Home Price

$1,325,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$265,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,690.86

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,690.86 $844.69 $185.00 $7,720.55
Yearly $80,290.33 $10,136.25 $2,220.00 $92,646.58
Total $2,408,710.03 $304,087.50 $66,600.00 $2,779,397.53

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Encinitas, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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