2091 E Pearl St , Encinitas, CA 92024
$2,950,000
Est. Payment: $16,091.36/mo
5 Bed
6 Bath
2664 Sqft
0.11 Acres
Status: Pending | Days on site: 15
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House Description

This is the Final Opportunity to call The Cove at Encinitas home. Ideally positioned on a coveted park-side home site, this exceptional Kai residence offers a rare combination of coastal luxury, privacy, and effortless access to the beach — with peekaboo views of the lagoon adding an extra touch of coastal charm. Located less than a mile from the ocean, The Cove is an exclusive, all-electric luxury community in Encinitas, one of San Diego County’s most sought-after coastal destinations. Home is complete with an estimated Fall 2026 move-in, our Kai floor plan offers 2,664 square feet of beautifully designed living space with 5 bedrooms and 5.5 baths. A dramatic 20-foot foyer with floating stairs and glass railing welcomes you into the home, opening to a spacious great room designed for both everyday living and effortless entertaining. A 90-degree multi-panel stacking door system creates a seamless connection to the covered outdoor living area, while a sleek linear fireplace adds warmth and sophistication. The gourmet kitchen is beautifully appointed with premium Wolf appliances, including an induction range, wall oven, microwave, and Cove dishwasher. A private first-floor bedroom suite with en-suite bath provides exceptional flexibility for guests or multi-generational living. Upstairs, the luxurious primary suite offers a peaceful retreat with 9-foot ceilings, a spa-inspired bath featuring a walk-in shower and dual vanities, and a generous walk-in closet. Three additional bedrooms, each with its own en-suite bath, provide comfort and privacy for family and guests. Designed for sophisticated coastal living, this all-electric home also includes a solar panel system, solar battery, pre-wired garage EV charger, and enhanced recessed lighting throughout. With The Cove now down to its final home, opportunities like this are truly limited. Enjoy the rare combination of a park-side setting, peekaboo lagoon views, and the ability to walk to the beach — all in one of Encinitas’ most distinctive new coastal communities.

Highlights

Listed by Jennifer Robertson , 844-700-8655 Toll Brothers Real Estate, Inc , 844-700-8655. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

260 Monthly

Year Built

2026

County

San Diego

Area

92024 - Encinitas

Neighborhood

Leucadia

School District

San Dieguito Union

Listing ID

OC26202318

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Convection Oven, Dishwasher, Electric Oven, Electric Range, Free-Standing Range, Microwave, Range Hood, Self Cleaning Oven
Air Cond:Central Air,Electric,Heat Pump,Zoned
Fireplaces:Electric,Outside
Floor:See Remarks
Other:
  • ▪ Additional:Open Floorplan, Pantry, Quartz Counters, Recessed Lighting, Bedroom on Main Level, Entrance Foyer, Primary Suite, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Front Yard,Irregular Lot,No Landscaping,Near Park,No Land Lease
Garage Capacity:2
Zoning:RES
Roof:Concrete,Flat Tile
Others:
  • ▪ Additional:Rain Gutters, Drywall, Frame, Stucco
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,On Site,Public,Shared Driveway,Garage Faces Side
Principal Interest
$16,091
Taxes
$1,881
HOA
$260

Home Price

$2,950,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$590,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,091.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $16,091.36 $1,880.63 $260.00 $18,231.98
Yearly $193,096.29 $22,567.50 $3,120.00 $218,783.79
Total $5,792,888.65 $677,025.00 $93,600.00 $6,563,513.65

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Encinitas, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T23:12:49.000Z

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