123 Jasper Unit 33 , Encinitas, CA 92024
$649,000
Est. Payment: $3,277.26/mo
2 Bed
2 Bath
950 Sqft
Status: active | Days on site: 47
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

PRICE IMPROVEMENT on this chance to discover your own slice of coastal paradise! This rare beach cottage offers the perfect blend of charm, comfort, and an unbeatable location just steps from the sand. Featuring 2 bedrooms and 2 full baths, the home includes a convenient downstairs primary suite with a private bath, plus a spacious upstairs loft with its own full bath and an expansive sun-drenched deckperfect for entertaining, enjoying your morning coffee, or unwinding in the refreshing ocean breeze. Filled with natural light, this inviting home is thoughtfully upgraded with in-unit laundry, stainless steel appliances, energy-efficient LED lighting, and a one-car garage. Nestled in one of North County Coastal San Diego's most sought-after beach communities, you'll enjoy an exceptional walkable lifestyle with easy access to popular restaurants, cafs, wineries, breweries, surf shops, boutique shopping, and some of Southern California's most beautiful beaches. Whether you're searching for a full-time residence, a vacation getaway, or an outstanding investment property, this home offers incredible flexibility. Rentals are permitted, and with no traditional property taxes, no HOA fees, and a monthly space rent of just $2,240, this is an exceptional opportunity to own an affordable beach home in one of San Diego's most desirable coastal communities. Experience the laid-back Southern California lifestyle you've been dreaming ofwhere every day feels like a vacation.

Highlights

Listed by Tiffany Weis , 760-505-1389 Coldwell Banker Realty , 760-753-5616. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Year Built

2016

County

San Diego

Listing ID

NDP2605908

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:N/K
Fireplaces:

Exterior Features

Garage Capacity:1
Sewer:Public Sewer
Principal Interest
$3,277
Taxes
$414

Home Price

$649,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,277.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,277.26 $413.74 $0.00 $3,691.00
Yearly $39,327.11 $4,964.85 $0.00 $44,291.96
Total $1,179,813.44 $148,945.50 $0.00 $1,328,758.94

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Encinitas, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-11T00:39:30.000Z

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