1660 Neptune Ave , Encinitas, CA 92024
$5,850,000
Est. Payment: $32,106.99/mo
6 Bed
3 Bath
3580 Sqft
0.22 Acres
Status: PENDING | Days on site: 34
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CRP-11967 - CRP-113041,CRP-180256
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House Description

Rarely does an󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 opportunity like this come along. First time on the market. Same family has enjoyed this cherished location for decades. Perched on Neptune Avenue the most coveted street in Encinitas this sprawling oceanfront property delivers unobstructed, sweeping views of the Pacific and a blank canvas to create the coastal dream home you've always envisioned. At 3,570 square feet with 6 bedrooms and 4 bathrooms, the home is configured as a main residence (approx. 2730 sq ft | 4 bed/2 bath) plus a 2-bed/1 bath ADU (approx. 850 sq ft). Each unit has a 2 car garage, offering incredible flexibility for multigenerational living, rental income, or the opportunity to combine it all into one grand single-family oceanfront residence. The possibilities are truly yours to define. The main residence's second floor is made for entertaining an open kitchen and family room open directly to a generous deck where sunset becomes a nightly ritual. Imagine afternoons soaking in the Pacific sun, the sound of waves below, and uninterrupted ocean views stretching as far as the eye can see. The updated ADU with Luxury Vinyl plank flooring, newer windows and cabinets along with quartz countertops and stainless steel appliances impresses with its very own panoramic Pacific views from the kitchen and family room. Additionally it has a deck off the family room and bedroom that delivers even more breathtaking oceanfront scenery. Steps to Grandview Beach and just minutes from the eclectic restaurants and cafes lining Coast Highway in Leucadia, the location is as good as it gets in North County San

Highlights

Listed by Elizabeth Papalia , 760-390-1438 and John Finley , 760-815-2266 eXp Realty of California, Inc , 888-584-9427. San Diego County Multiple Listing Service mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.22

Year Built

1978

County

San Diego

School District

San Dieguito High School Distric

Listing ID

NDP2607817

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dryer, Washer
Air Cond:N/K
Fireplaces:N/K

Exterior Features

Garage Capacity:8
Zoning:R-2 Minor
Sewer:Public Sewer

Open House

Upcoming Open Houses
Sunday 1:00 pm - 3:30 pm Oct 4
Principal Interest
$32,107
Taxes
$3,729

Home Price

$5,850,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$1,170,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$32,106.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $32,106.99 $3,729.38 $0.00 $35,836.36
Yearly $385,283.83 $44,752.50 $0.00 $430,036.33
Total $11,558,514.83 $1,342,575.00 $0.00 $12,901,089.83

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Encinitas, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-03T19:51:54.000Z

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