3105 Caminito Ricardo , Encinitas, CA 92024
$3,400,000
Est. Payment: $18,660.47/mo
5 Bed
4 Bath
4422 Sqft
1.3 Acres
Status: Active | Days on site: 15
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House Description

The best views in Olivenhain - Tucked away at the end of a quiet, Olivenhain cul-de-sac and approached by its own private drive, 3105 Caminito Ricardo offers a rare opportunity: single-level living on 1.3 private acres, with beautiful elevated hillside views, a pool and an attached ADU in one of Encinitas’ most sought-after communities. Inside, the 5-bedroom, 4-bath home offers a spacious and versatile single-level floor plan designed for both gathering and everyday living, with a generous kitchen at the heart of it all. A large center island anchors the space, while abundant counter space and a separate bar create plenty of room for cooking, entertaining and pulling up a seat to stay awhile. Completely open to the family room, the kitchen keeps everyone connected and draws your eye beyond the living space to the beautiful hillside views outside. The open layout feels expansive and inviting, with generous living spaces and plenty of potential to personalize the home over time. The large primary retreat features a fireplace, huge walk-in closet, and luxurious bathroom with separate soaking tub and walk-in shower. This home also features an attached ADU, offering flexibility for extended guests, nanny, long-term guests, a private home office or additional income, complete with a separate entrance. Outside, the property really comes into its own. The pool and surrounding entertaining areas take advantage of the peaceful setting, while mature fruit trees, landscaping and 1.3 acres create a wonderful sense of space and seclusion. With so much land, there’s room to enjoy what’s already here while imagining even more possibilities for the future. Picture the peacefulness of country living while still being close to everything that makes this part of North County so desirable, with Encinitas beaches, Rancho Santa Fe and everyday conveniences just minutes away. It’s a combination that’s increasingly rare to find: single-level living, acreage, privacy, views, a pool and the flexibility of an ADU—all in the heart of Olivenhain.

Highlights

Listed by Nikol Klein , 858-336-9816 Compass , 619-353-5828. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
1.3

Year Built

1987

County

San Diego

Area

92024 - Encinitas

School District

San Dieguito Union

Listing ID

NDP2608438

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Double Oven, Dishwasher, Electric Cooktop, Disposal, Refrigerator
Air Cond:Central Air
Fireplaces:Family Room,Living Room,Primary Bedroom,Propane
Floor:Carpet,Wood
Other:
  • ▪ Additional:Breakfast Bar, Breakfast Area, Ceiling Fan(s), Separate/Formal Dining Room, Eat-in Kitchen, High Ceilings, Country Kitchen, Open Floorplan, Bar, All Bedrooms Down, Bedroom on Main Level, Main Level Primary, Multiple Primary Suites, Primary Suite, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac,Flag Lot,Garden,Lot Over 40000 Sqft,Landscaped,Secluded,Sloped Up,Yard,No Land Lease
Garage Capacity:9
Zoning:R-1
Roof:Concrete,Tile
Others:
  • ▪ Additional:Stucco, Has ADU
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$18,660
Taxes
$2,168

Home Price

$3,400,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$680,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$18,660.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $18,660.47 $2,167.50 $0.00 $20,827.97
Yearly $223,925.64 $26,010.00 $0.00 $249,935.64
Total $6,717,769.30 $780,300.00 $0.00 $7,498,069.30

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Encinitas, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T13:07:47.000Z

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