348 La Mesa Ave , Encinitas, CA 92024
$3,250,000
Est. Payment: $16,411.55/mo
4 Bed
4 Bath
2085 Sqft
Status: active | Days on site: 3
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House Description

Just four doors from Stone Steps Beach access, this beautifully renovated 3-bedroom, 2.5-bath (with detached ADU!) home offers the coastal Encinitas lifestyle at its finest. Inside, thoughtful updates create a fresh, move-in-ready feel throughout — bright living spaces, modern finishes, and a layout built for easy everyday living or effortless entertaining. A detached ADU studio adds exceptional flexibility: multigenerational living, a private guest suite, rental income potential, or the ultimate home office/creative space, all with its own separate footprint and private access off the alley. But the real showstopper is the location. A short distance to one of Encinitas' most beloved beach accesses, with the surf breaks, sandy beach, and sunset views that define North County coastal living. Wander to the local spots for morning coffee, evening waves, or weekend gatherings. Whether you're searching for a primary residence, a savvy investment with income potential, or your forever beach home, this opportunity delivers a rare combination of renovated comfort, added flexibility, and an unbeatable location.

Highlights

Listed by Trevor Smith , 858-539-9999 and Mason Ward , 760-385-8615 Lily Field Realty , 442-500-8888. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.09

Year Built

1970

County

San Diego

Area

92024 - Encinitas

School District

San Dieguito Union

Listing ID

NDP2607205

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Air Cond:Ductless
Fireplaces:Primary Bedroom
Below Ground Sq Ft:0
Other:Loft,Primary Suite

Exterior Features

Lot:Level,Near Park,Rectangular Lot,Street Level,Yard,No Land Lease
Garage Capacity:2
Zoning:R-2:MINOR MULTIPLE
Others:Has ADU
Principal Interest
$16,412
Taxes
$2,072

Home Price

$3,250,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$650,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,411.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,411.55 $2,071.88 $0.00 $18,483.42
Yearly $196,938.56 $24,862.50 $0.00 $221,801.06
Total $5,908,156.68 $745,875.00 $0.00 $6,654,031.68

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Current Listings

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Average Days on Market

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Market insight data is pulled from the same city as the listing being viewed (Encinitas, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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