398 Andrew Ave , Encinitas, CA 92024
$3,200,000
Est. Payment: $16,159.06/mo
3 Bed
3 Bath
3121 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

A Rare Slice of Coastal Paradise in the Heart of Leucadia Offered at $3.0M–$3.2M, this extraordinary opportunity sits in the heart of Leucadia, Encinitas' beloved beachside enclave. This two-story coastal home has room to breathe, set on a level, third-acre lot just west of I-5. There's even room to add a guest house or ADU. With 3,121 square feet, this is one of the larger homes in the neighborhood, offering three bedrooms downstairs plus a family room and game room that flex to fit your life: home gym, media room, playroom, or guest space. Owned solar and dual-paned windows and doors deliver comfort, quiet, and lower energy bills year-round. The entire upper level is built for entertaining. A light and bright open kitchen, bar, dining, and living space flows onto an extensive wraparound deck, so the party, the sunset, and the coastal air are never more than a few steps away. Outside, the fenced backyard is level and private, a peaceful retreat with room to relax, entertain, or add a pool. The terraced side yard features a small vegetable garden with room to grow. A two-car attached garage offers EV charging and extra storage, and the circular driveway parks four more cars. This home puts the best of the coast within reach. Explore the trails at nearby Batiquitos Lagoon or bike to Grandview, the closest of the area's renowned surf beaches, along with Beacons and Swami's. Moonlight Beach and Encinitas Ranch Golf Course are minutes away. Grab your morning coffee from a local brewer, then head to the beach. Renowned restaurants, cafés, and boutique shopping are part of the rhythm here, served by the acclaimed Encinitas Union and San Dieguito Union High School districts. Parks, skateparks, bike paths, and easy I-5 access round it out. Come feel the good vibes, and make coastal Leucadia yours.

Highlights

Listed by Ellen Patterson , 843-647-9478 and Klara Straus-Henkels , 760-207-7001 Willis Allen Real Estate , 858-755-6761. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.3

Year Built

1990

County

San Diego

Area

92024 - Encinitas

School District

San Dieguito Union

Listing ID

NDP2607263

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Cooktop, Disposal, Water Softener, Tankless Water Heater, Water To Refrigerator, Dryer, Washer
Floor:Carpet,Wood
Other:Breakfast Bar,Separate/Formal Dining Room,Eat-in Kitchen,High Ceilings,Living Room Deck Attached,Pantry,Bar,All Bedrooms Down,Primary Suite,Walk-In Pantry,Walk-In Closet(s)

Exterior Features

Lot:0-1 Unit/Acre,Drip Irrigation/Bubblers,Garden,Lawn,Landscaped,Level,Secluded,Sprinkler System,No Land Lease
Garage Capacity:6
Zoning:R-1
Roof:Asphalt
Others:Has ADU
Parking Features:Asphalt,Circular Driveway,Door-Single,Garage Faces Front,Garage,Garage Door Opener
Principal Interest
$16,159
Taxes
$2,040

Home Price

$3,200,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$640,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,159.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,159.06 $2,040.00 $0.00 $18,199.06
Yearly $193,908.73 $24,480.00 $0.00 $218,388.73
Total $5,817,261.96 $734,400.00 $0.00 $6,551,661.96

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Encinitas, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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