637 Sparta Dr , Encinitas, CA 92024
$2,595,000
Est. Payment: $13,103.99/mo
4 Bed
4 Bath
2051 Sqft
Status: active | Days on site: 64
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House Description

Beautifully renovated down to the studs 1-story 3 BD 3 BA main home with detached 1 BD 1 BA ADU. This oversized .28-acre parcel is minutes away from beautiful beaches, great surf, acclaimed golf courses such as Encinitas Ranch & a mere 20 min from Torrey Pines. Entertaining is a breeze w/ plenty of outdoor living space including a fire pit & jacuzzi. 2 large sheds for storage - 1 with electric. Need ample parking? There's room for at least 8 cars. This amazing neighborhood has an award-winning elementary school with renowned dual immersion program, family parks, pet areas, skateparks & more. EZ access to I-5, bike paths, shopping, dining, theaters, libraries & more. Come feel the good vibes in this gorgeous slice of paradise.

Highlights

Listed by Barb Westlake , 760-525-9595 and Jennifer Negrea , 828-273-7747 Allison James Estates & Homes , 866-463-5780. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.28

Year Built

1959

County

San Diego

Area

92024 - Encinitas

School District

San Dieguito Union

Listing ID

NDP2605383

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Disposal, Gas Range, Microwave, Range Hood, Water To Refrigerator, Water Heater, Water Purifier
Floor:Vinyl
Other:Beamed Ceilings,Built-in Features,Balcony,Ceiling Fan(s),High Ceilings,Open Floorplan,Recessed Lighting,Wired for Sound,Bedroom on Main Level,Main Level Primary

Exterior Features

Lot:Back Yard,Gentle Sloping,Landscaped,Near Park,Sloped Up,No Land Lease
Garage Capacity:8
Zoning:R3
Roof:Shingle
Others:Balcony,Lighting,Rain Gutters,Updated/Remodeled,Turnkey,Stucco,Has ADU
Sewer:Public Sewer
Parking Features:Garage,On Street
Principal Interest
$13,104
Taxes
$1,654

Home Price

$2,595,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$519,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$13,103.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $13,103.99 $1,654.31 $0.00 $14,758.30
Yearly $157,247.86 $19,851.75 $0.00 $177,099.61
Total $4,717,435.87 $595,552.50 $0.00 $5,312,988.37

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Encinitas, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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