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639 Quail Gardens Ln , Encinitas, CA 92024
$9,875,000
Est. Payment: $49,865.85/mo
6 Bed
5.5 Bath
5044 Sqft
Status: active | Days on site: 65
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Agent profile image
Chris Heller
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House Description

ONE OF ONE. OVER ONE ACRE. ONE HOUSE. ONE LOCATION. THERE ARE NO OTHERS THAT COMPARE. Exclusive coastal retreat tucked away on one of the most coveted streets in Encinitas, this private sanctuary feels like every day is a vacation. Framed by ocean and golf course views, along with unforgettable sunsets that melt into the horizon, completed in 2022 this custom-built modern masterpiece was thoughtfully designed to bring warmth, sophistication, and effortless living together in perfect balance. Inside, every space was curated with intention where clean architectural lines meet rich textures and natural light pours through expansive windows, creating an atmosphere that feels both elevated and inviting. The primary suite, privately positioned in its own wing serves as a peaceful sanctuary with a spa like bath featuring a soaking tub, walk-in shower, dual vanities, and an oversized walk-in closet. While two additional en-suite bedrooms provide comfort and privacy for family and guests alike. A spacious office or optional fourth bedroom filled with natural light offers flexibility to fit a variety of functionality. At the heart of this home the chefs kitchen, overlooks the pool and is appointed for both daily living and entertaining; featuring an oversized island with seating, wine fridge, and premium Thermador appliances including a built-in refrigerator/freezer, 6-burner range with griddle, and double ovens with a steam oven. Folding glass doors span both sides of the great room, creating seamless indoor-outdoor living. The floor-plan is designed for both intimate living and gr
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Highlights

Listed by Kelly Howard , 760-419-1240 and Ed Borsack , 760-685-0779 Compass , 760-501-8892. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
1.14

Year Built

2022

County

San Diego

 School District

San Dieguito High School Distric

Listing ID

NDP2605322

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:5.5
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Dryer, Washer
Air Cond:Central Forced Air
Fireplaces:FP in Family Room

Exterior Features

Garage Capacity:3
Zoning:R1
Sewer:Conventional Septic
Principal Interest
$49,866
Taxes
$6,295

Home Price

$9,875,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$1,975,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$49,865.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $49,865.85 $6,295.31 $0.00 $56,161.16
Yearly $598,390.23 $75,543.75 $0.00 $673,933.98
Total $17,951,706.82 $2,266,312.50 $0.00 $20,218,019.32

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Encinitas, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T22:38:39.000Z

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