20790 Fortuna Del Norte , Escondido, CA 92029
$2,195,000
Est. Payment: $11,084.11/mo
2 Bed
3 Bath
2089 Sqft
Status: active | Days on site: 98
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to 20790 Fortuna Del Norte, a rare and soulful gated property where nature, privacy, and intentional living come together in perfect harmony. Set on over two and a half private acres with sweeping panoramic views, this fully reimagined modern farmhouse retreat offers a lifestyle that is both grounding and elevated, designed for those who value space, serenity, and connection to the outdoors. The approximately 1,500 sq. ft. main residence has been thoughtfully transformed with a focus on light, flow, and well-being. Soaring open-beam ceilings, wide-plank LVP flooring, and a dramatic custom wood-burning fireplace create a warm, inviting atmosphere, while expansive windows frame the surrounding landscape—bringing the outside in at every turn. At the center of the home, the chef’s kitchen is both beautiful and functional, featuring an oversized waterfall-edge quartz island, black stainless appliances, and curated finishes that make everyday living feel elevated. The open-concept design seamlessly connects indoor and outdoor spaces, creating an effortless rhythm for both quiet mornings and lively gatherings. Step outside and the experience deepens. Multiple outdoor living spaces have been designed to restore and inspire, from the expansive view deck where sunrise coffee becomes a daily ritual, to the private spa and sauna, offering a true at-home wellness experience. Meandering paths, mature trees, and 2-person infrared sauna thoughtfully curated spaces invite moments of pause, connection, and reflection. The approximately 600 sq. ft. detached guest house adds incredible flexibility, complete with a kitchen, full bath, and loft, ideal for extended stays, creative space, or income potential. Whether hosting guests or creating a private retreat, this space lives beautifully independent from the main home. Beyond its current beauty, this property offers rare opportunity and room to grow. The expansive grounds provide space to expand the main residence, add additional structures, or create a more robust compound-style estate. With usable land and a natural setting, there is also potential for equestrian use, gardens, or hobby farming, allowing you to truly tailor the property to your lifestyle. The land itself becomes part of the experience, offering both freedom and future potential in a way that is increasingly hard to find. Located within the Rancho Santa Fe School District and just minutes to San Elijo Hills as well as shopping, dining, and the beaches of North County, this property offers the rare balance of seclusion and convenience. This is more than a home, it’s a lifestyle. A place to slow down, breathe deeper, and live more intentionally, with the space to grow into whatever comes next. Truly one of a kind.

Highlights

Listed by Mary Simmons-Maloney , 760-855-1424 eXp Realty of California, Inc , 888-584-9427. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
2.5

Year Built

1999

County

San Diego

Area

92029 - Escondido

School District

Rancho Santa Fe

Listing ID

NDP2602866

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:Living Room

Exterior Features

Lot:2-5 Units/Acre,No Land Lease
Garage Capacity:6
Zoning:R-1:SINGLE FAM-RES
Others:Has ADU
Sewer:Septic Tank
Parking Features:Private,Uncovered
Principal Interest
$11,084
Taxes
$1,399

Home Price

$2,195,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$439,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,084.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $11,084.11 $1,399.31 $0.00 $12,483.42
Yearly $133,009.27 $16,791.75 $0.00 $149,801.02
Total $3,990,278.12 $503,752.50 $0.00 $4,494,030.62

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Escondido, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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