1545 Loch Ness Dr , Fallbrook, CA 92028
$1,099,000
Est. Payment: $5,549.63/mo
5 Bed
5 Bath
3612 Sqft
Status: active | Days on site: 86
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House Description

Tucked away at the end of a quiet street in Fallbrook's coveted Peppertree Park, this exceptional residence offers a level of privacy unmatched by other homes in the community — and now with a generous seller credit offering toward a rate buydown, potentially allowing buyers to secure a significantly lower interest rate and a more affordable monthly payment, it's an even more outstanding opportunity to make this property yours!

With no neighbors behind or to the north, this property delivers a true sense of seclusion while keeping you only minutes from everything Fallbrook has to offer. Set on a premium half-acre+ lot, this well-maintained home features a highly desirable open-concept floor plan designed for effortless flow and gracious entertaining. The chef in the family will love the spacious gourmet kitchen, complete with a walk-in pantry and a breakfast bar that opens up to the warm and inviting family room. The sought-after layout features a downstairs bedroom with its own full ensuite bathroom and direct access to the backyard, making it the perfect guest retreat, true single-story living / multi-generational suite, or private home office. Upstairs, the oversized primary bedroom is a true sanctuary featuring a fireplace of its own, spectacular views, a generously sized primary bath with a walk-in shower, a large soaking tub, and a spacious walk-in closet. Equipped for modern living, this home includes smart WiFi-enabled light switches, HVAC, irrigation, and an energy-efficient tankless water heater. The three-car garage provides abundant storage and workspace.

Outside, you’ll enjoy exceptionally manicured and low-maintenance landscaping with mature trees, which is great as-is, yet offers plenty of room to make it your own — add a casita/ADU, grow your own fruits and vegetables, plant a family fruit orchard, dine outdoors under the stars, or simply soak in the tranquility from your private backyard retreat. All of this, yet minutes away from fantastic restaurants, boutique shopping, renowned golf courses, award-winning wineries, and a short drive to the Southern California coast. This is the first time this home has been available for sale since being built. Come and see this one-of-a-kind property for yourself!

Highlights

Listed by Dane Carlson , 949-677-4352 Berkshire Hathaway HomeService , 760-431-3330. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.54

HOA Fee

316 Monthly

Year Built

2006

County

San Diego

Area

92028 - Fallbrook

School District

Fallbrook Union

Listing ID

NDP2603991

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Air Cond:Central Air,Zoned
Fireplaces:Family Room,Living Room,Primary Bedroom
Other:Bedroom on Main Level

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:3
Zoning:R-1:SINGLE FAM-RES
Sewer:Public Sewer
Principal Interest
$5,550
Taxes
$701
HOA
$316

Home Price

$1,099,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$219,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,549.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,549.63 $700.61 $316.00 $6,566.24
Yearly $66,595.53 $8,407.35 $3,792.00 $78,794.88
Total $1,997,865.90 $252,220.50 $113,760.00 $2,363,846.40

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Fallbrook, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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