35788 Bay Morgan Ln , Fallbrook, CA 92028
$1,049,000
Est. Payment: $5,721.98/mo
4 Bed
3 Bath
3006 Sqft
Status: ACTIVE | Days on site: 16
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992403 - 706867
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House Description

Originally selected as󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 a model home for Horse Creek Ridge, this exceptional residence was designed to showcase some of the builder’s most desirable finishes and upgrades, and it still stands apart today. Beautifully appointed and being sold fully furnished, this is a truly turnkey opportunity. An elegant marble-tiled entry opens to a light-filled floor plan with luxury vinyl plank flooring throughout the main level. At the heart of the home is a stunning chef’s kitchen featuring an oversized island, quartz countertops with dramatic waterfall edges, a built-in oven and microwave, and a generous walk-in pantry. The open layout flows into the dining and living areas, where a gas fireplace adds warmth and character. A first-floor bedroom offers flexibility for guests, multigenerational living, or a home office. Upstairs, a spacious loft provides additional living space, while the primary suite offers a spa-inspired bath with soaking tub, separate shower, two walk-in closets, and a private sauna. The beautifully designed backyard features a patio with overhead shade sails, an outdoor fireplace, a decorative water fountain, and multiple areas for dining, entertaining, and relaxing. Additional highlights include **FULLY PAID-OFF SOLAR**, a built-in EV charger, and a water softening and filtration system. With its former model-home details, full furnishings, impressive upgrades, and thoughtfully designed indoor and outdoor spaces, this Horse Creek Ridge home offers a rare combination of style, comfort, and convenience.

Highlights

Listed by Tyeshia A Allen , 760-645-5884 Century 21 Affiliated , San Diego County Multiple Listing Service mls logo

Property Type

Residential

HOA Fee

205 Monthly

Year Built

2017

County

San Diego

Area

North County

Neighborhood

Out Of Area

School District

Fallbrook Union Elementary Distr

Listing ID

260022658

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Fire Sprinklers, Garage Door Opener, Microwave, Solar Panels, Water Filtration, Water Softener, Built In Range, Gas Oven, Gas Stove, Vented Exhaust Fan, Water Line to Refr, Gas Range, Water Purifier, Counter Top
Air Cond:Central Forced Air,Whole House Fan
Fireplaces:FP in Living Room,Patio/Outdoors,Gas
Water:Meter on Property

Exterior Features

Garage Capacity:4
Roof:Tile/Clay
Sewer:Sewer Connected
Parking Features:Attached,Direct Garage Access,Garage,Garage - Front Entry,Garage - Single Door,Garage Door Opener,EV Charging Station(s)
Principal Interest
$5,722
Taxes
$669
HOA
$205

Home Price

$1,049,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$209,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,721.98

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,721.98 $668.74 $205.00 $6,595.72
Yearly $68,663.73 $8,024.85 $2,460.00 $79,148.58
Total $2,059,911.93 $240,745.50 $73,800.00 $2,374,457.43

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Fallbrook, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-05T01:55:19.000Z

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