121 S McPherson St , Fort Bragg, CA 95437
$775,000
Est. Payment: $3,913.52/mo
7 Bed
5 Bath
3045 Sqft
Status: active | Days on site: 31
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Located in the heart of Fort Bragg, this newly remodeled property presents a rare opportunity to own a versatile coastal investment just one mile from the Pacific Ocean. Offering approximately 6,500 square feet of improvements across multiple living spaces, this unique property combines comfortable living with excellent income potential.Property Features:🏡 Main Home3 Bedrooms | 2 BathroomsCharming coastal characterWell-maintained and updated throughout🏠 Attached Unit2 Bedrooms | 2 BathroomsPrivate entranceAttached garageSpacious deck with distant Pacific Ocean viewsIdeal for guests, multigenerational living, or rental income🌿 Detached Cottage2 Bedrooms | 1 BathroomPrivate setting behind the main structuresPerfect for additional rental income, guest accommodations, or a home office setupInvestment HighlightsCurrently generating $6,300 per month in rental incomeFlexible multi-unit configurationPotential for owner-occupancy while maintaining income-producing unitsDesirable central Fort Bragg location near shopping, dining, schools, and coastal attractionsWhether you're seeking a family compound, income-producing property, or coastal investment opportunity, this exceptional property offers flexibility, location, and long-term value in one of Northern California's most sought-after coastal communities.

Highlights

Listed by Kathy Westfall , (707) 357-7824 Garden Ranch Real Estate , (707) 202-8004. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

Year Built

1980

County

Mendocino

Area

FBC - Fort Bragg Central

Listing ID

C1-11438

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:7
  • Bathrooms:5
  • Full Bathrooms:5
Other:Public

Exterior Features

Lot:Sprinklers None,No Land Lease
Garage Capacity:1
Zoning:R4
Sewer:Public Sewer
Principal Interest
$3,914
Taxes
$494

Home Price

$775,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$155,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,913.52

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,913.52 $494.06 $0.00 $4,407.59
Yearly $46,962.27 $5,928.75 $0.00 $52,891.02
Total $1,408,868.13 $177,862.50 $0.00 $1,586,730.63

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Bragg, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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