658 S Franklin St , Fort Bragg, CA 95437
$390,000
Est. Payment: $2,127.33/mo
1 Bed
1 Bath
480 Sqft
0.15 Acres
Status: Active | Days on site: 167
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House Description

Tucked quietly away behind South Franklin St., this unexpected property offers charm, flexibility and future potential. Hidden behind the street frontage buildings, the setting feels surprisingly private--yet it's moments from shopping, the hospital, and the Coastal Trail. At its heart are two charming one-bedroom, one-bath cottages built in 1944 and 1966 respectively. Each home is warmed by efficient propane Rinnai heaters, creating comfortable, cozy living spaces. Between the cottages, a fenced yard offers a shared outdoor space--perfect for a quiet morning coffee, a small garden, or simply enjoying the fresh coastal air. A separate freestanding storage building provides two 5'x12' units, adding value for tenants, owners, or business use. With 'CG' zoning, there is the potential to add up to two additional units without parking or capacity fees, making this an intriguing opportunity for expansion or income growth. The zoning also allows for a wide range of commercial uses, offering flexibility for those with a vision beyond residential housing. (Buyers should verify possibilities with the City of Fort Bragg). This is a property with character, convenience, and uncommon potential waiting for a new owner with vision to take it into the future.

Highlights

Listed by Michelle Deering , (707) 964-2196 Century 21 Fort Bragg Realty , (707) 964-2121. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

Year Built

1966

County

Mendocino

Area

FBC - Fort Bragg Central

Listing ID

C1-11307

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Free-Standing Range, Refrigerator
Floor:Carpet,Laminate,Vinyl
Other:
  • ▪ Additional:All Bedrooms Down
Water:Public

Exterior Features

Lot:Sprinklers None,No Land Lease
Garage Capacity:4
Zoning:CG, General Commercial
Sewer:Public Sewer
Parking Features:Off Street
Principal Interest
$2,127
Taxes
$249

Home Price

$390,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$78,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,127.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,127.33 $248.63 $0.00 $2,375.96
Yearly $25,527.98 $2,983.50 $0.00 $28,511.48
Total $765,839.52 $89,505.00 $0.00 $855,344.52

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Fort Bragg, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T07:15:24.000Z

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