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2656 Northern Cross Rd , Hayward, CA 94545
$501,183
Est. Payment: $2,530.83/mo
3 Bed
3 Bath
1867 Sqft
Status: active | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Chris Heller
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House Description

BELOW MARKET RATE (BMR) HOME in CITY OF HAYWARD. This home is available only to buyers who qualify under the City of Hayward's Below Market Rate (BMR) Program. The property is subject to resale, household income limits, and owner-occupancy requirements. No investors. Qualified buyers will be selected through the City's lottery process. This 3-bedroom, 2.5-bath home offers approximately 1,867 sq. ft. of living space with an attached garage. Featuring a spacious living areas, a private primary suite, and a convenient location near Costco, other shopping, dining, parks, schools, and major commuter routes. The home needs some TLC, offering a great opportunity for an eligible buyer to add their personal touches and style. Application Deadline: August 30, 2026. For eligibility requirements, application instructions, and complete program details, visit the City of Hayward's BMR Program: https://www.hayward-ca.gov/services/city-services/below-market-rate-bmr-property-purchase Maximum Gross Household Income Limits: 1 Person: $134,250 | 2 Persons: $153,400 | 3 Persons: $172,600 | 4 Persons: $191,750 | 5 Persons: $207,100.
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Highlights

Listed by Abby Khan , 510-453-8913 Blackrock Realty & Invest , 510-453-8913. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome
Lot/Acreage
0.52

HOA Fee

295 Monthly

Year Built

2008

County

Alameda

 School District

Hayward

Listing ID

41143010

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Laminate,Vinyl

Exterior Features

Lot:Front Yard,No Land Lease
Garage Capacity:2
Roof:Tile
Others:Stucco
Parking Features:Garage
Principal Interest
$2,531
Taxes
$320
HOA
$295

Home Price

$501,183

Loan Details

30 yrs
6.487%

Down Payment

20%
$100,237
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,530.83

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,530.83 $319.50 $295.00 $3,145.33
Yearly $30,369.92 $3,834.05 $3,540.00 $37,743.97
Total $911,097.75 $115,021.50 $106,200.00 $1,132,319.25

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Hayward, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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