18738 Lemon St , Hesperia, CA 92345
$430,000
Est. Payment: $2,231.18/mo
2 Bed
3 Bath
1224 Sqft
1.64 Acres
Status: active | Days on site: 28
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House Description

ASSUMABLE FHA LOAN AT A 5.75% RATE! Take advantage of a rare opportunity to assume the seller's existing FHA mortgage at a 5.75% interest rate, subject to lender approval and buyer qualification! This property may also be eligible for a $5,000 Chase Homebuyer Grant! This beautifully upgraded 2-bedroom, 3-bathroom home situated on 1.635 fully fenced acres, offering comfort, functionality, and room to grow! Inside, you'll find tile flooring in the common areas and bathrooms, carpet in the bedrooms, recessed lighting with dimmer switches, and matching kitchen and bathroom countertops. The kitchen features stainless steel appliances, a stainless-steel sink, and plenty of counter space. Central HVAC, an evaporative cooler, and a newer water heater add everyday comfort. In addition to the attached 2-car garage, the property features a detached 2-car garage with its own full bathroom, newer water heater, and 240V electrical hookup—ideal for a workshop, vehicle storage, or potential future ADU conversion. The sellers also have complete plans to convert the attached garage into two additional bedrooms and a laundry room and are willing to provide them to the buyer, offering a head start on future expansion, subject to applicable permits and approvals. Outside, a keypad and remote-operated security gate opens to ample parking, RV access, and plenty of space for recreational vehicles, projects, and outdoor living. With four existing garage spaces and a spacious lot, this property offers the flexibility to make it your own! Don't miss this opportunity to own an acreage property with the potential benefit of an assumable FHA loan at 5.75%!

Highlights

Listed by Zachary Burgnon , 7607130309 Coldwell Banker Home Source , 760-242-6000. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
1.64

Year Built

1982

County

San Bernardino

Area

HSP - Hesperia

School District

Hesperia Unified

Listing ID

HD26219978

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Disposal, Gas Range, Microwave, Water Heater
Air Cond:Central Air,Evaporative Cooling
Fireplaces:
Floor:Carpet,Tile
Other:
  • ▪ Additional:Granite Counters, Open Floorplan, Recessed Lighting, Primary Suite, Workshop
Water:Public

Exterior Features

Lot:2-5 Units/Acre,Back Yard,Front Yard,Lot Over 40000 Sqft,No Land Lease
Garage Capacity:12
Roof:Shingle
Others:
  • ▪ Additional:Lighting, Updated/Remodeled, Turnkey, Drywall, Frame, Has ADU
Sewer:Septic Tank
Parking Features:Driveway,Garage,RV Access/Parking,Workshop in Garage
Principal Interest
$2,231
Taxes
$274

Home Price

$430,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$86,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,231.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,231.18 $274.13 $0.00 $2,505.30
Yearly $26,774.13 $3,289.50 $0.00 $30,063.63
Total $803,223.88 $98,685.00 $0.00 $901,908.88

Today's Rates

30 Year

6.75%

20 Year

6.86%

15 Year

6.24%

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Market insight data is pulled from the same city as the listing being viewed (Hesperia, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-07T23:34:32.000Z

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