190 Evergreen Ave , Imperial Beach, CA 91932
$1,450,000
Est. Payment: $7,909.31/mo
5 Bed
5.5 Bath
0.11 Acres
Status: ACTIVE | Days on site: 16
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5185 - 697384,669840
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House Description

Rare Coastal Duplex󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 Opportunity – One Block from the Beach & Imperial Beach Pier! Situated on a street-to-alley lot, this spacious duplex offers a rare combination of ocean views, flexible living options, and long-term value. Featuring two single-level residences, the property is well suited for owner-occupied or multigenerational living, a second home, an income-producing investment, or potential use as a 1031 exchange replacement. Unit A features 2 bedrooms and 2 bathrooms, a separate dining room, updated kitchen and baths, and newer vinyl plank flooring. Unit B offers 3 bedrooms and 3.5 bathrooms, new interior paint, updated kitchen and baths, newer vinyl plank flooring, generous living areas, an ocean-view Juliet balcony, and a wraparound balcony off the primary bedroom. A bonus California room provides additional space for a home office, fitness area, art studio, or creative retreat. Per tax records, the property offers 3,181 sq. ft. of total living space on a 4,758 sq. ft. lot. Each residence includes its own private 2-car garage, washer and dryer, and separate gas and water meters. Recent improvements include updated electrical sub-panels and Section 1 Pest Clearance. Surrounded by mature landscaping and with NO HOA, the property offers flexibility without monthly association fees. Enjoy being steps from the beach and within easy walking distance of the pier, restaurants, cafés, shops, and entertainment. Live in one and rent the other, accommodate extended family, enjoy it as a coastal retreat, or create an ownership strategy that fits your needs. VA approved.

Highlights

Listed by Millie Chase , 760-803-0140 and Beth M Aiello , 619-300-3577 Pacific Sotheby's International Realty , 760-942-7479. San Diego County Multiple Listing Service mls logo

Property Type

Multi-Family

Lot/Acreage
0.11

Year Built

1980

County

San Diego

Area

South Bay

Neighborhood

Imperial Beach

Listing ID

260022395

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5.5
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Air Cond:N/K
Fireplaces:
Water:Meter on Property

Exterior Features

Zoning:R-3
Roof:Tile/Clay
Principal Interest
$7,909
Taxes
$924

Home Price

$1,450,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$290,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,909.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,909.31 $924.38 $0.00 $8,833.69
Yearly $94,911.73 $11,092.50 $0.00 $106,004.23
Total $2,847,352.05 $332,775.00 $0.00 $3,180,127.05

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-05T01:55:19.000Z

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