42940 Ascona Ln , Indio, CA 92203
$629,000
Est. Payment: $3,165.03/mo
2 Bed
2 Bath
2026 Sqft
Status: active | Days on site: 28
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

The most extraordinary lot in Four Seasons Terra Lago is ready for its next chapter. Perched on a premium 13,068 square foot parcel with unobstructed golf course frontage overlooking the 16th tee and stunning 360-degree mountain views, this 2023 completed residence is in a class of its own within one of the Coachella Valley's most coveted 55+ communities. A FULLY OWNED and PAID OFF solar system conveys with the home, meaning no lease payments, no monthly surprises, and no inflated energy bills. Paired with access to the Imperial Irrigation District, which offers significantly lower rates than most of the valley, utility costs here are among the lowest you will find.Inside, 2,026 square feet of living space opens under soaring 9-foot ceilings. Upgraded porcelain tile flows throughout the main areas while 4-inch plantation shutters filter the abundant desert light. The chef's kitchen features dual ovens, a quartz island, stainless steel appliances, walk-in pantry, and roll-out cabinet drawers. The primary suite is a true retreat with a spa-inspired bath and custom California Closets walk-in system. The laundry room also features California Closets built-ins for maximum functionality. A flexible den is perfect as a home office, studio, or guest space. A tankless water heater adds modern efficiency.Outside, fully landscaped grounds showcase drought tolerant plantings, artificial turf, and mature fruit trees creating a private oasis framed by golf course and mountain views. The oversized three car tandem garage is a rare find in this community where most homes offer only two, with room for vehicles, a golf cart, and storage plus a dedicated EV charger already installed.The 22,000 square foot Four Seasons clubhouse delivers resort-style living with a fitness center, full-service salon, yoga and aerobics studios, library, billiard room, ballroom, bistro, and indoor and outdoor pools and spas. Championship golf, tennis, and pickleball are steps away, along with a year round calendar of clubs and social events.Perfectly positioned near Acrisure Arena, El Paseo dining and shopping, world class golf, local casinos, the Palm Springs Aerial Tramway, and quick freeway access. La Quinta, Palm Desert, and Palm Springs are each a short drive away. Turnkey and move-in ready. Schedule your private showing today!

Highlights

Listed by James Suer , (877) 366-2213 LPT Realty , (877) 366-2213. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.3

HOA Fee

300 Monthly

Year Built

2023

County

Riverside

Area

309 - Indio North of East Valley

Neighborhood

FourSeasonsTerraLago

Listing ID

219149355DA

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Tankless Water Heater
Air Cond:Central Air
Fireplaces:Electric,Living Room,Primary Bedroom
Floor:Carpet,Tile
Other:Breakfast Bar,Separate/Formal Dining Room,Open Floorplan

Exterior Features

Lot:Drip Irrigation/Bubblers,Irregular Lot,No Land Lease
Garage Capacity:18
Parking Features:Driveway,Garage,Garage Door Opener,Oversized,Tandem
Principal Interest
$3,165
Taxes
$401
HOA
$300

Home Price

$629,000

Loan Details

30 yrs
6.453%

Down Payment

20%
$125,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,165.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,165.03 $400.99 $300.00 $3,866.02
Yearly $37,980.34 $4,811.85 $3,600.00 $46,392.19
Total $1,139,410.28 $144,355.50 $108,000.00 $1,391,765.78

Today's Rates

30 Year

6.45%

20 Year

6.33%

15 Year

5.88%

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Market insight data is pulled from the same city as the listing being viewed (Indio, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-08T10:35:52.000Z

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