45974 Rutgers St , Indio, CA 92201
$475,000
Est. Payment: $2,464.67/mo
3 Bed
2 Bath
1401 Sqft
0.15 Acres
Status: active | Days on site: 1
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PS8513 - PS01969644
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House Description

A GREAT VALUE IN A GREAT LOCATION! Priced approximately $50,000 below other comparable active listings in the area, this beautifully updated home offers an exceptional opportunity for a move-in-ready property with upgrades, storage, and versatility.Tucked away on a quiet neighborhood street facing a cul-de-sac, the home offers beautiful mountain views and a peaceful setting while remaining conveniently close to schools, parks, shopping, and major thoroughfares. NO HOA!The home was thoughtfully remodeled in 2021, featuring quartz kitchen countertops, recessed lighting, updated flooring, and beautifully renovated bathrooms. The interior and exterior were also freshly painted.Since purchasing in 2021 improvements include a new 200-amp electrical panel, camera system, new sprinkler system, reverse osmosis system on kitchen sink, and mini-split in the garage. Recent 2026 upgrades include new tile flooring in the primary bathroom, new carpet and barn door in the primary bedroom, and a new microwave/air-fryer combination above the range.The gated side yard with concrete provides excellent space for an RV, boat, work equipment, or recreational toys, and the shed remains. The home can also be sold furnished as seen, if desired, including the appliances (including a brand-new washer purchased in 2026).Short-term rentals are allowed in the area with the applicable permit and required compliance with local regulations, offering potential for use as a vacation rental.With its quiet location, mountain views, NO HOA, RV/boat storage, short-term rental potential, extensive updates, and furnishings available, this home offers exceptional value at a price designed to sell. Come see all this home has to offer!

Highlights

Listed by Shannon Guiragossian , (760) 537-9002 eXp Realty of Southern California, Inc , (888) 294-1415. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

Year Built

1994

County

Riverside

Area

699 - Not Defined

Neighborhood

Shields Ranch

Listing ID

219155485PS

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Gas Range, Gas Water Heater, Refrigerator
Air Cond:Central Air
Fireplaces:Den,Gas
Floor:Carpet,Tile,Vinyl
Other:
  • ▪ Additional:Partially Furnished, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,No Land Lease
Garage Capacity:4
Roof:Clay
Parking Features:Driveway,On Street

Open House

Upcoming Open Houses
Saturday 1:00 pm - 3:00 pm Nov 7
Principal Interest
$2,465
Taxes
$303

Home Price

$475,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,464.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,464.67 $302.81 $0.00 $2,767.49
Yearly $29,576.07 $3,633.75 $0.00 $33,209.82
Total $887,282.20 $109,012.50 $0.00 $996,294.70

Today's Rates

30 Year

6.75%

20 Year

6.86%

15 Year

6.24%

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Market insight data is pulled from the same city as the listing being viewed (Indio, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-07T21:34:20.000Z

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