40159 Camino Montecito , Indio, CA 92203
$455,000
Est. Payment: $2,360.90/mo
3 Bed
2 Bath
1823 Sqft
0.15 Acres
Status: active | Days on site: 20
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House Description

Inside Sun City Shadow Hills, the 55+ community in north Indio, this San Emilio plan faces west across a pond with a fountain, a greenbelt, and the mountains beyond. The view earns its keep every evening as the sun drops behind the ridgeline. The home runs approximately 1,823 square feet, with two bedrooms, two baths, and a separate den or office. A qualified buyer may be able to assume the existing VA loan at 2.5%, subject to lender approval.Ceramic tile and neutral carpet run throughout, with ceiling fans in every room. The kitchen is the working heart of the house: granite countertops, double ovens, a walk-in pantry, and handsome cabinetry, plus a breakfast room for slow mornings. A separate dining area and living room sit just beyond, and a slider opens the living room to a very large, landscaped backyard with a lawn and a covered patio facing the water.The layout keeps the bedrooms apart. The primary suite has its own door to the backyard, dual vanities, and a walk-in closet of real size. The guest bedroom, with mirrored closets, and its bath sit at the opposite end of the home.Storage is everywhere. A separate laundry room with a sink leads into the garage, which is fitted with tall cabinets, overhead storage, a work area, and its own cooling system. The main house runs on newer A/C.Beyond the front door, Sun City Shadow Hills offers two clubhouses, championship golf, fitness centers, pools and spas, pickleball and tennis courts, and a long calendar of clubs and activities. Here the pond, the greenbelt, and the mountains all stay in view.

Highlights

Listed by Norman Williams , (760) 464-2190 Compass , (760) 249-2120. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

398 Monthly

Year Built

2004

County

Riverside

Area

309 - Indio North of East Valley

Neighborhood

Sun City Shadow Hills (30921)

Listing ID

219154156DA

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Gas Range, Refrigerator
Floor:Carpet,Tile
Other:
  • ▪ Additional:Breakfast Area, High Ceilings, Partially Furnished

Exterior Features

Lot:Greenbelt,No Land Lease
Garage Capacity:2
Roof:Tile
Others:
  • ▪ Additional:Stucco
Parking Features:Driveway,Garage,Garage Door Opener
Principal Interest
$2,361
Taxes
$290
HOA
$398

Home Price

$455,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$91,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,360.90

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,360.90 $290.06 $398.00 $3,048.96
Yearly $28,330.76 $3,480.75 $4,776.00 $36,587.51
Total $849,922.95 $104,422.50 $143,280.00 $1,097,625.45

Today's Rates

30 Year

6.75%

20 Year

6.86%

15 Year

6.24%

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Market insight data is pulled from the same city as the listing being viewed (Indio, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-08T01:30:46.000Z

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