84499 Onda , Indio, CA 92203
$649,900
Est. Payment: $3,270.19/mo
4 Bed
3 Bath
2697 Sqft
Status: active | Days on site: 18
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House Description

Do not miss this opportunity to own this home, perfectly located inside Terra Lago. The modern and functional floorplan offers open living. The Living room and dining area offers plenty of space for entertaining. Downstairs office/den is large enough to use as the 5th bedroom and is close to the downstairs bathroom. The family room is open to the large kitchen and offers plenty of light and access to the rear yard. The kitchen has a bar top island, gas cooktop, dishwasher, microwave and oven. Plenty of counter space and cabinets makes this kitchen easy to work small to large meals in, and plenty of storage in the pantry. The stairs and upstairs flooring is done in a beautiful wood flooring. The primary bedroom has plenty of space and has direct access to the large bathroom, offering a shower, soaking tub, dual sinks, and a large walk-in closet. Bonus room off the primary is located at the top of the stairs. Secondary bedrooms are perfect with ceiling fans and walk-in closets. Upstairs bathroom is located close to the bedrooms and offers two vanity, tub/shower. The home has two upgraded Lennox AC systems, whole house fan and a 2-ton mini split in the garage. The home has a leased solar system with low monthly payment making the electricity reasonable all year round. The rear yard is low maintenance with desert landscaping, covered patio, outdoor kitchen, and salt water hot tub. The covered outdoor kitchen is fully equipped for all your needs. Large Stainless-Steel BBQ with rotisserie, Stainless Flat top gas griddle, Ceramic smoker grill, warming drawer, Stone Pizza oven, Smoker, Double sink, refrigerator, Stainless- Steel cooler, TV, and bar top seating for about 10 people. The outdoor kitchen is covered with insulated roof with lights and ceiling fans. The salt water Hot Springs spa is located on the side yard and is covered with an insulated roof and has a mounted TV to enjoy while in spa. The rear yard offers plenty of shade and privacy to enjoy the yard. The property has many types of fruit trees; Mexican lime, blood orange, red grapefruit, tangerine, pomegranate, oranges, and fig trees. The community offers community pool and spa all year round, clubhouse, gym, Billard room, kids play area and 24-hour guard gated community and patrol. The community also includes cable (DirectTV), fast internet, and beautiful grounds to walk and enjoy the desert. The lake allows electric boats and non motored watercraft.

Highlights

Listed by Thomas Harris , 7149978300 Pineda Realty , 714-628-1991. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

325 Monthly

Year Built

2006

County

Riverside

Area

309 - Indio North of East Valley

Neighborhood

Terra Lago (30924)

School District

Desert Sands Unified

Listing ID

PW26151861

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Built-In Range, Barbecue, Convection Oven, Dishwasher, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Self Cleaning Oven, Water To Refrigerator, Warming Drawer
Air Cond:Central Air,Whole House Fan
Fireplaces:Family Room,Gas
Floor:Carpet,Tile,Wood
Other:Breakfast Bar,Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Granite Counters,Tandem,Loft,Primary Suite,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:0-1 Unit/Acre,Back Yard,Drip Irrigation/Bubblers,Front Yard,Sprinklers In Rear,Sprinklers In Front,Landscaped,Near Park,Sprinklers Timer,Sprinkler System,No Land Lease
Garage Capacity:4
Roof:Concrete
Others:Barbecue
Sewer:Unknown
Parking Features:Attached Carport,Driveway
Principal Interest
$3,270
Taxes
$414
HOA
$325

Home Price

$649,900

Loan Details

30 yrs
6.453%

Down Payment

20%
$129,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,270.19

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,270.19 $414.31 $325.00 $4,009.51
Yearly $39,242.33 $4,971.74 $3,900.00 $48,114.06
Total $1,177,269.86 $149,152.05 $117,000.00 $1,443,421.91

Today's Rates

30 Year

6.45%

20 Year

6.33%

15 Year

5.88%

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Market insight data is pulled from the same city as the listing being viewed (Indio, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-08T10:35:52.000Z

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