42871 Incantata Pl , Indio, CA 92203
$525,000
Est. Payment: $2,641.72/mo
4 Bed
3 Bath
1920 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to this beautifully maintained, one-owner home in the highly sought-after, guard-gated community of Terra Lago in Indio. Whether you're looking for a primary residence, vacation home, or investment property, this exceptional home offers the rare advantage of APPROVED FOR SHORT TERM RENTALS , making it an outstanding opportunity in one of the Coachella Valley's premier resort-style communities.Built in 2009 and lovingly cared for by its original owners, this spacious 4-bedroom, 2-bathroom home features a highly desirable floor plan with thoughtful upgrades throughout. Enjoy TILE flooring THROUGHOUT the home, an expanded pantry for additional storage, custom built-in closets, and a beautifully appointed office with custom cabinetry. Energy-efficient SOLAR PANELS leased through Tesla at only $222 per month add to the home's value and long-term savings.Step outside to your private backyard oasis, where a spectacular PRIVATE SPA with cascading waterfalls creates the perfect setting to relax while taking in breathtaking mountain views. This tranquil outdoor space is ideal for entertaining or unwinding after a day of golf, hiking, or exploring the desert.Located within Terra Lago, a private, non-age-restricted, guard-gated community, residents enjoy resort-style amenities including a stunning 20-acre lake, a resort pool and spa, fitness center, and an impressive 10,000-square-foot clubhouse. The low HOA of just $325 per month includes CABLE and Wi-Fi, providing exceptional value while enhancing the community's appeal.Terra Lago's approved short-term rental policy makes this home especially attractive for investors seeking strong income potential. Conveniently located near world-class golf courses, casinos, shopping, dining, entertainment, music festivals, and all that the Coachella Valley has to offer, this is a rare opportunity to own an exceptional home in one of Indio's most desirable resort communities.

Highlights

Listed by Galina Tucker , (760) 609-9349 Compass , (760) 249-2120. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

325 Monthly

Year Built

2009

County

Riverside

Area

309 - Indio North of East Valley

Neighborhood

Terra Lago

School District

Desert Sands Unified

Listing ID

219149930DA

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:
Floor:Tile

Exterior Features

Lot:Drip Irrigation/Bubblers,Landscaped,Sprinkler System,No Land Lease
Garage Capacity:8
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,642
Taxes
$335
HOA
$325

Home Price

$525,000

Loan Details

30 yrs
6.453%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,641.72

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,641.72 $334.69 $325.00 $3,301.40
Yearly $31,700.60 $4,016.25 $3,900.00 $39,616.85
Total $951,018.12 $120,487.50 $117,000.00 $1,188,505.62

Today's Rates

30 Year

6.45%

20 Year

6.33%

15 Year

5.88%

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Market insight data is pulled from the same city as the listing being viewed (Indio, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-08T12:37:49.000Z

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