43055 Armonia Ct , Indio, CA 92203
$899,900
Est. Payment: $4,528.15/mo
4 Bed
3 Bath
2416 Sqft
Status: active with contingency | Days on site: 90
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to lakefront living at its finest in Terra Lago--perfectly positioned on a premium lot with expansive, unobstructed water views.This 4-bedroom, 3-bath home offering over 2,400 sqft features an open-concept layout and seamless indoor-outdoor flow, ideal for both full-time living and short-term rental use. The property's true lakefront positioning provides direct water-facing views from the backyard, creating a highly desirable setting that enhances both lifestyle enjoyment and guest appeal.Designed for resort-style living, the backyard showcases a private infinity pool overlooking the lake, delivering a unique experience that stands out in the marketplace. From sunrise reflections to evening sunsets, the setting offers a sense of openness and privacy rarely found in interior locations. Offered fully furnished, this home is turnkey and ready for immediate use or rental.Located within Terra Lago, a community known for its short-term rental flexibility with no restrictions, this property is well-suited for a range of buyers, including those seeking an income-producing asset, second home, or 1031 exchange opportunity. The functional layout also provides potential for a 5th bedroom conversion, offering added flexibility and future value.Positioned in the Coachella Valley's ''City of Festivals,'' the home is just minutes from Coachella, Stagecoach, Acrisure Arena, golf, and upcoming surf developments, all of which continue to drive strong demand for short-term rentals in the area. For investors, the combination of location, layout, and lakefront exposure presents an opportunity to explore cost segregation strategies to potentially accelerate depreciation and enhance overall tax efficiency.A rare opportunity to own a well-positioned lakefront property that blends lifestyle, income potential, and long-term upside.

Highlights

Listed by David Colin , (760) 702-4908 HomeSmart , (760) 844-7500. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

325 Monthly

Year Built

2022

County

Riverside

Area

309 - Indio North of East Valley

Neighborhood

Terra Lago

Listing ID

219146829DA

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Floor:Vinyl

Exterior Features

Lot:Drip Irrigation/Bubblers,No Land Lease
Garage Capacity:4
Parking Features:Direct Access,Driveway,Garage
Principal Interest
$4,528
Taxes
$574
HOA
$325

Home Price

$899,900

Loan Details

30 yrs
6.453%

Down Payment

20%
$179,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,528.15

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,528.15 $573.69 $325.00 $5,426.84
Yearly $54,337.85 $6,884.24 $3,900.00 $65,122.09
Total $1,630,135.63 $206,527.05 $117,000.00 $1,953,662.68

Today's Rates

30 Year

6.45%

20 Year

6.33%

15 Year

5.88%

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Market insight data is pulled from the same city as the listing being viewed (Indio, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-08T14:37:52.000Z

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