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79338 Cool Reflection , La Quinta, CA 92253
$430,000
Est. Payment: $2,231.18/mo
3 Bed
2 Bath
1337 Sqft
0.07 Acres
Status: active | Days on site: 144
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Chris Heller
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House Description

Discover affordable desert living in the desirable Watercolors 55+ community of La Quinta! Offered at $440,000, this move-in-ready, upgraded corner-lot home may qualify eligible buyers for a $56,000 silent second mortgage assistance program, potentially bringing the effective price to $384,000, subject to program terms and approval. Step inside to a bright, open floor plan featuring vaulted ceilings, a cozy fireplace, three spacious bedrooms, and two bathrooms. Enjoy the comfort and convenience of upgraded living with a private patio ideal for outdoor dining, entertaining, or relaxing in the desert sunshine. A spacious two-car garage adds everyday functionality. Enjoy a low-maintenance lifestyle with resort-inspired community amenities, including a clubhouse, sparkling swimming pool, and heated spa. HOA dues also include cable and Wi-Fi, helping simplify your monthly household expenses. EXCLUSIVE HOMEOWNERSHIP ASSISTANCE OPPORTUNITY: The La Quinta Housing Authority program may provide eligible buyers with a $56,000 silent second mortgage benefit. The home must be purchased as a primary, owner-occupied residence. Investment properties, rentals, and all-cash purchases are not permitted under the stated program requirements. Buyers must meet applicable Riverside County moderate-income limits and all other program qualifications. 2025 INCOME LIMITS PROVIDED SUBJECT TO VERIFICATION: 1-person household: $62,651$87,300 2-person household: $71,601$99,750 3-person household: $80,551$112,250 4-person household: $89,501$124,700 Don't miss this opportunity to explore affordable homeow
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Highlights

Listed by David Hazward , 951-662-6910 and Vennecia Hazward , 909-644-5022 REALTY ONE GROUP ROADS , 909-256-0450. San Diego County Multiple Listing Service mls logo

Property Type

Condo/Townhome
Lot/Acreage
0.07

HOA Fee

316 Monthly

Year Built

2006

County

Riverside

Listing ID

IG26074690

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Washer, Gas & Electric Range, Gas Oven
Air Cond:Central Forced Air
Fireplaces:FP in Family Room,Gas
Floor:Carpet,Laminate
Other:
  • ▪ Additional:Granite Counters, Pantry
Water:Public

Exterior Features

Garage Capacity:2
Roof:Shingle,Spanish Tile
Others:
  • ▪ Additional:Turnkey
Sewer:Public Sewer
Parking Features:Gated,Garage,Garage - Single Door,Garage Door Opener
Principal Interest
$2,231
Taxes
$274
HOA
$316

Home Price

$430,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$86,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,231.18

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,231.18 $274.13 $316.00 $2,821.30
Yearly $26,774.13 $3,289.50 $3,792.00 $33,855.63
Total $803,223.88 $98,685.00 $113,760.00 $1,015,668.88

Today's Rates

30 Year

6.75%

20 Year

6.86%

15 Year

6.24%

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Market insight data is pulled from the same city as the listing being viewed (La Quinta, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The data relating to real estate for sale on this web site comes in part from the San Diego MLS, Inc.. Real estate listings held by brokerage firms other than Heller Real Estate Group | eXp Realty of Southern California | PLACE are marked with the IDX logo. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS.

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Data last updated: 2026-11-07T19:36:16.000Z

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