15 Honey Tree , Ladera Ranch, CA 92694
$1,099,000
Est. Payment: $5,994.71/mo
3 Bed
2.5 Bath
1525 Sqft
0.05 Acres
Status: ACTIVE | Days on site: 115
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CR-H02161 - CR-SWOLTTIM,CR-OCWOLTJEF
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House Description

Bright, welcoming and impressively updated inside and out, this turnkey home at Ladera Ranch is full of natural light, features two useable side yards, and is ready for immediate move-in. Located in the beautiful Wycliff Districts Surrey Farm neighborhood, the classic American Farmhouse-style residence has it all, from a classic white picket fence and charming front porch to a custom putting green and scenic greenbelt setting. Approximately 1,525 square feet, the detached single-family home includes three bedrooms, two- and one-half baths, and a versatile loft with built-in desk and cabinetry. Pride of ownership is evident throughout, where a spacious family room presents direct access to the patio and a handsome fireplace with raised hearth. The dining room is ideal for entertaining, while the kitchen is enriched with white cabinetry and countertops, and newer stainless-steel appliances including a built-in oven, separate cooktop, dishwasher, microwave and disposal all less than three years old. Archways, wood flooring, clerestory windows, upstairs laundry, and an attached two-car garage are featured. Upstairs, three bedrooms ensure comfort and privacy, including a primary suite with walk-in closet, two sinks and fashionable mirrors. New and recent upgrades are led by a newer HVAC system and vents valued at nearly $20,000 and installed in August 2025 plus a previously completed full PEX Re-Pipe. A new hot water heater, circulating hot water, water pressure regulator, plumbing fixtures, ceiling fans, light switches, dimmers and outlets were all added in 2024 and fresh inter

Highlights

Listed by Tim Wolter , 949-338-3767 and Jeffrey Wolter , 949-246-8409 Ladera Realty , 949-753-7888. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.05

HOA Fee

376 Monthly

Year Built

2003

County

Orange

Neighborhood

Surrey Farm (SURF)

Listing ID

OC26099708

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central Forced Air
Fireplaces:FP in Family Room
Other:
  • ▪ Additional:Recessed Lighting
Water:Public

Exterior Features

Garage Capacity:2
Sewer:Public Sewer
Parking Features:Direct Garage Access
Principal Interest
$5,995
Taxes
$701
HOA
$376

Home Price

$1,099,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$219,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,994.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,994.71 $700.61 $376.00 $7,071.32
Yearly $71,936.55 $8,407.35 $4,512.00 $84,855.90
Total $2,158,096.48 $252,220.50 $135,360.00 $2,545,676.98

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Ladera Ranch, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-05T01:55:19.000Z

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