2851 Terry Rd , Laguna Beach, CA 92651
$3,695,000
Est. Payment: $18,658.67/mo
3 Bed
4 Bath
1956 Sqft
Status: active | Days on site: 100
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

PRICE IMPROVEMENT - Set high above Victoria Beach, this newly built coastal cottage and ADU blend early American architectural charm with the comfort, efficiency, and peace of mind of modern construction. Offering a versatile retreat for full-time living, a second home, or a refined coastal escape, the residence captures timeless design and exceptional craftsmanship throughout. A classic combination of brick and wood siding creates a striking exterior, while the interiors showcase exposed beams, marble and soapstone countertops, custom cabinetry, extensive built-ins, and solid oak flooring. Sweeping ocean views provide a stunning backdrop, completing this one-of-a-kind coastal sanctuary. The main two-bedroom cottage centers around the original wood-burning fireplace. Both bedrooms include en-suite bathrooms, and the kitchen and living room are oriented toward the water to capture natural light and sea breezes. The English-inspired kitchen pairs classic detailing with modern amenities and luxury appliances — including Sub-Zero, Wolf, Miele, and Thermador — and opens toward the coastline for effortless indoor-outdoor living. Upstairs, intimate bedrooms with sloped ceilings overlook the shoreline, offering peaceful vantage points for sunrise and quiet evenings by the sea. A separate one-bedroom ADU adds flexibility — ideal for guests, extended family, long-term stays, or a private studio or workspace — and is equipped with its own suite of luxury appliances and a charming coastal outlook. Multiple decks perched above the coast and brick walkways complete the property, creating inviting spaces for entertaining or simply enjoying the ocean views.

Highlights

Listed by Sheri Matigian , 714-865-9686 Stuga Properties , 714-865-9686. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.06

Year Built

1938

County

Orange

Area

LV - Laguna Village

School District

Laguna Beach Unified

Listing ID

OC26030847

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:6 Burner Stove, Dishwasher, Free-Standing Range, Freezer, Disposal, Gas Range, High Efficiency Water Heater, Ice Maker, Refrigerator, Range Hood, Tankless Water Heater, Vented Exhaust Fan, Sump Pump
Air Cond:Central Air,Ductless,Electric
Fireplaces:Gas,Living Room
Basement:Sump Pump
Other:Beamed Ceilings,Wet Bar,Built-in Features,Balcony,Dry Bar,Living Room Deck Attached,Open Floorplan,Stone Counters,Recessed Lighting,Primary Suite,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Garden,Landscaped,No Land Lease
Garage Capacity:2
Roof:Shake
Others:Rain Gutters,Brick Driveway,Additions/Alterations,Building Permit,Board & Batten Siding,Brick,Lap Siding,2+ Total Units,Has ADU
Sewer:Public Sewer
Parking Features:Garage Faces Front,Garage
Principal Interest
$18,659
Taxes
$2,356

Home Price

$3,695,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$739,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$18,658.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $18,658.67 $2,355.56 $0.00 $21,014.23
Yearly $223,903.99 $28,266.75 $0.00 $252,170.74
Total $6,717,119.67 $848,002.50 $0.00 $7,565,122.17

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Laguna Beach, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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