2851 Terry Rd , Laguna Beach, CA 92651
$3,695,000
Est. Payment: $18,658.67/mo
3 Bed
3.5 Bath
1956 Sqft
Status: active | Days on site: 118
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

PRICE IMPROVEMENT - Set high above Victoria Beach, this newly built coastal cottage and ADU blend early American architectural charm with the comfort, efficiency, and peace of mind of modern construction. Offering a versatile retreat for full-time living, a second home, or a refined coastal escape, the residence captures timeless design and exceptional craftsmanship throughout. A classic combination of brick and wood siding creates a striking exterior, while the interiors showcase exposed beams, marble and soapstone countertops, custom cabinetry, extensive built-ins, and solid oak flooring. Sweeping ocean views provide a stunning backdrop, completing this one-of-a-kind coastal sanctuary. The main two-bedroom cottage centers around the original wood-burning fireplace. Both bedrooms include en-suite bathrooms, and the kitchen and living room are oriented toward the water to capture natural light and sea breezes. The English-inspired kitchen pairs classic detailing with modern amenities and luxury appliances including Sub-Zero, Wolf, Miele, and Thermador and opens toward the coastline for effortless indoor-outdoor living. Upstairs, intimate bedrooms with sloped ceilings overlook the shoreline, offering peaceful vantage points for sunrise and quiet evenings by the sea. A separate one-bedroom ADU adds flexibility ideal for guests, extended family, long-term stays, or a private studio or workspace and is equipped with its own suite of luxury appliances and a charming coastal outlook. Multiple decks perched above the coast and brick walkways complete the property, creating inv

Highlights

Listed by Sheri Matigian , 714-865-9686 Stuga Properties , 714-865-9686. San Diego County Multiple Listing Service mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.06

Year Built

1938

County

Orange

Listing ID

OC26030847

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Refrigerator, 6 Burner Stove, Freezer, Ice Maker, Vented Exhaust Fan, Gas Range
Air Cond:Central Forced Air,Electric
Fireplaces:FP in Living Room,Gas
Other:Balcony,Beamed Ceilings,Dry Bar,Living Room Deck Attached,Recessed Lighting,Stone Counters,Sump Pump,Wet Bar
Other:Public

Exterior Features

Garage Capacity:2
Roof:Shake
Others:Additions/Alterations,Building Permit
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$18,659
Taxes
$2,356

Home Price

$3,695,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$739,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$18,658.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $18,658.67 $2,355.56 $0.00 $21,014.23
Yearly $223,903.99 $28,266.75 $0.00 $252,170.74
Total $6,717,119.67 $848,002.50 $0.00 $7,565,122.17

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Laguna Beach, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The data relating to real estate for sale on this web site comes in part from the San Diego MLS, Inc.. Real estate listings held by brokerage firms other than Heller Real Estate Group | eXp Realty of Southern California | PLACE are marked with the IDX logo. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:38:14.000Z

© 2026 San Diego County Multiple Listing Service

MLS Logo - San Diego County Multiple Listing Service