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28121 Montecito Unit 23 , Laguna Niguel, CA 92677
$675,000
Est. Payment: $3,681.92/mo
3 Bed
2 Bath
1037 Sqft
3.85 Acres
Status: PENDING | Days on site: 26
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Chris Heller
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House Description

***Turnkey Corner-Unit Condo󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 in Villa Mira Move-In Ready!*** Welcome to 28121 Montecito, Unit #23, a beautifully updated first-floor corner unit in the desirable Villa Mira community of Laguna Niguel. With no steps to navigate, this single-level home offers effortless, convenient living from the moment you walk in. This renovated residence has been updated throughout, featuring fresh paint, new vinyl flooring, new blinds throughout, and quartz countertops in the kitchen. The kitchen is outfitted with a new stainless steel oven and dishwasher, soft-close drawers and cabinetry, and an open-concept layout that flows seamlessly into the family room perfect for everyday living and entertaining. A newer water heater and renovated bathrooms add further peace of mind for the next owner. The family room is anchored by a fireplace framed in custom paneling, creating a warm, designer-inspired focal point, with a new slider door leading out to a private patio. Recessed lighting in the family room and kitchen adds to the light, neutral palette throughout. Residents of Villa Mira enjoy resort-style amenities including multiple pools, spas, a clubhouse, and beautifully maintained greenbelts and walking paths. Located in the Capistrano Unified School District, this home offers access to some of the area's top-rated schools. The location is unbeatable close to shopping, dining, parks, and just minutes from Laguna Niguel's beaches and trails, with easy access to the 5 and 73 freeways for an effortless commute. This is the one you've been waiting for updated, single-level, and move-in rea
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Highlights

Listed by Brian Nguyen , 714-925-5905 First Team Real Estate , 562-596-9911. San Diego County Multiple Listing Service mls logo

Property Type

Condo/Townhome
Lot/Acreage
3.85

HOA Fee

514.25 Monthly

Year Built

1984

County

Orange

 Neighborhood

Villa Mira (VM)

Listing ID

PW26187027

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Gas Oven, Gas Stove, Vented Exhaust Fan
Air Cond:Central Forced Air
Fireplaces:FP in Family Room,Gas
Floor:Linoleum/Vinyl
Other:
  • ▪ Additional:Granite Counters, Living Room Deck Attached
Water:Public

Exterior Features

Garage Capacity:1
Roof:Tile/Clay,Spanish Tile
Others:
  • ▪ Additional:Turnkey, Updated/Remodeled
Sewer:Public Sewer
Parking Features:Assigned
Principal Interest
$3,682
Taxes
$430
HOA
$514

Home Price

$675,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$135,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,681.92

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,681.92 $430.31 $514.25 $4,626.48
Yearly $44,183.05 $5,163.75 $6,171.00 $55,517.80
Total $1,325,491.47 $154,912.50 $185,130.00 $1,665,533.97

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Laguna Niguel, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-04T21:56:13.000Z

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