35105 Loma , Lake Elsinore, CA 92530
$1,145,000
Est. Payment: $5,761.46/mo
4 Bed
4 Bath
2618 Sqft
Status: active with contingency | Days on site: 152
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House Description

Car and horse Enthusiast’s Dream | Equestrian Estate | Gated Community | Spa & Views This is more than a home—it’s a retreat. Located in the gated equestrian enclave of Rancho Capistrano, this beautifully maintained 3-bedroom, 3.5 bathroom estate with a dedicated office sits on 2.6 fully fenced and usable acres, offering unmatched versatility, privacy, and a level of care rarely seen at this price point. Garage Lover’s Paradise The oversized 4-car garage is a dream for car collectors, mechanics, and creatives: Drywalled and air-conditioned. Sealed epoxy flooring. Overhead compressed air lines and pull-down power. Dedicated office/work zone with built-in lighting and function. More than just storage—this is a serious workspace for those who build, tinker, or restore. Equestrian & Outdoor Amenities: 3-stall barn with generous turnouts. Fenced pasture and ring ideal for riding, grazing, or training. Horse wash station No-climb fencing with concrete posts (All American Fence).Fenced/gated area near home for pets or kids Access to miles of riding & hiking trails Interior Features & Upgrades. Engineered hardwood floors (2009–2010). Living room with shiplap accent wall + wood-burning insert & blower Chimney serviced and ready for cozy nights. Downstairs bathroom remodeled (~2017). Updated plumbing valves (2022). Double oven + built-in microwave (2022–2023). New thermostats and electrical upgrades. Fridge can stay; washer/dryer optional Exterior Enhancements. New roof (2020). New fascia, gutters, LED exterior lighting. Freshly painted inside and out. Screen doors, weather stripping, sealed skirting. Graveled perimeter to reduce dust, Permitted gazebo + Cal-Spa (2020) on Trex-style decking. 2 seasonal creeks. Fruit trees: plum, apple, pear. 1500-gallon backup water tank with gas-powered pump for fire protection. Diesel tractor and box blade may be included Security & Location Automated entry gate at the property for privacy and convenience Located within the gated community of Rancho Capistrano, offering wide-open skies, low HOA dues, and a strong sense of rural charm Just 35 minutes to Orange County and 20 minutes to Lake Elsinore/I-15 via Ortega Highway, which has been improved for better access 35105 Loma Rd is the kind of property that rarely becomes available—meticulously maintained, thoughtfully upgraded, and ready for the next chapter. Whether you’re an equestrian, car enthusiast, or simply seeking space and serenity, this home delivers.

Highlights

Listed by Russell Taylor , 949-584-7289 @Vantage Real Estate , 888-902-2221. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
2.36

HOA Fee

96.3125 Monthly

Year Built

1992

County

Riverside

Area

699 - Not Defined

School District

Lake Elsinore Unified

Listing ID

OC25271922

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Built-In Range, Dishwasher
Air Cond:Central Air
Fireplaces:Family Room
Floor:Tile
Other:Built-in Features,Separate/Formal Dining Room,Bedroom on Main Level,Primary Suite
Other:Public

Exterior Features

Lot:Agricultural,No Land Lease
Garage Capacity:14
Others:Updated/Remodeled
Sewer:Septic Tank
Parking Features:Door-Multi,Garage Faces Front,Garage,RV Access/Parking,Workshop in Garage
Principal Interest
$5,761
Taxes
$730
HOA
$96

Home Price

$1,145,000

Loan Details

30 yrs
6.453%

Down Payment

20%
$229,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,761.46

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,761.46 $729.94 $96.31 $6,587.71
Yearly $69,137.51 $8,759.25 $1,155.75 $79,052.51
Total $2,074,125.23 $262,777.50 $34,672.50 $2,371,575.23

Today's Rates

30 Year

6.45%

20 Year

6.33%

15 Year

5.88%

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Market insight data is pulled from the same city as the listing being viewed (Lake Elsinore, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

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Data last updated: 2026-08-08T14:37:52.000Z

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