20702 El Toro Rd Unit 231 , Lake Forest, CA 92630
$495,999
Est. Payment: $2,504.65/mo
2 Bed
2 Bath
916 Sqft
Status: active | Days on site: 72
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

This lovely Lake Forest community is now FHA Approved and has passed all SB 326 inspections!!! Welcome to easy, low-maintenance living in the heart of Lake Forest! This beautifully updated ground-level 2-bedroom, 2-bath condominium offers the comfort and convenience today’s buyers are looking for—all with no interior or exterior stairs to navigate. Inside, you’ll find 916 square feet of thoughtfully designed living space featuring Spanish tile flooring throughout, creating a warm, cohesive look that’s both stylish and easy to maintain. The updated kitchen serves as the heart of the home, offering modern finishes, ample cabinetry, and a functional layout that flows seamlessly into the dining and living areas, making everyday living and entertaining effortless. The spacious primary suite provides a private retreat with an en-suite bathroom, while the second bedroom offers flexibility for guests, a home office, or hobbies. A second full bathroom adds convenience for family and visitors alike. Enjoy the ease of having two dedicated parking spaces (one that is covered) and the value of an HOA that includes water, trash, and access to community amenities which include a sparkling pool, sauna and tennis courts, helping simplify monthly expenses while enhancing your lifestyle. Whether you’re purchasing your first home, looking to downsize, or searching for a low-maintenance property in a convenient location, this home checks all the boxes. Ideally situated near shopping, dining, parks, and commuter routes, you’ll enjoy easy access to everything Lake Forest has to offer while coming home to a comfortable and inviting space. Offered at $525,000, this move-in-ready residence combines thoughtful updates, practical features, and an exceptional location into one outstanding opportunity.

Highlights

Listed by Brittany Miller , 9492284643 Luxre Realty, Inc. , 949-498-3702. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

553.88 Monthly

Year Built

1980

County

Orange

Area

LN - Lake Forest North

Neighborhood

Pheasant Creek (PC)

School District

Saddleback Valley Unified

Listing ID

OC26060489

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Oven, Electric Range, Disposal, Microwave
Air Cond:Wall/Window Unit(s)
Fireplaces:
Floor:Tile
Other:Crown Molding,Granite Counters,Open Floorplan,All Bedrooms Down,Bedroom on Main Level,Main Level Primary,Multiple Primary Suites
Other:Public

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:2
Others:Turnkey,2+ Total Units
Sewer:Public Sewer
Parking Features:Carport,One Space
Principal Interest
$2,505
Taxes
$316
HOA
$554

Home Price

$495,999

Loan Details

30 yrs
6.487%

Down Payment

20%
$99,200
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,504.65

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,504.65 $316.20 $553.88 $3,374.73
Yearly $30,055.79 $3,794.39 $6,646.56 $40,496.75
Total $901,673.79 $113,831.77 $199,396.80 $1,214,902.36

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Lake Forest, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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