20702 El Toro Unit 90 , Lake Forest, CA 92630
$499,000
Est. Payment: $2,721.89/mo
2 Bed
2 Bath
916 Sqft
7.92 Acres
Status: Active Under Contract | Days on site: 132
Get Pre-Qualified
U6871 - NP41499
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Chris Heller, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

This gorgeous community is now FHA approved! Tucked within the lush, tree-lined Pheasant Creek community where winding streams and peaceful ponds set the tone, this fully reimagined 2-bed, 2-bath condo with a carport is the California lifestyle upgrade you've been waiting for. Every inch of this home has been thoughtfully touched. The kitchen has been nicely refreshed with sleek stainless-steel appliances and recessed lighting that sets the perfect ambiance. New laminate floors run seamlessly throughout, fresh paint brightens every room, and new ceiling fans in the dining area and bedrooms add both style and function. Both bathrooms? Completely refreshed. The living room opens directly onto a spacious private balcony, your own quiet corner for morning coffee, evening cocktails, or simply doing nothing at all. A patio laundry closet with extra storage keeps life organized without sacrificing space. Parking is a non-issue here as you get both an assigned space and a carport. And when you're ready to venture beyond your front door, the community delivers with resort-style pools, tennis and basketball courts, and scenic walking trails all just steps away. The HOA covers water, sewer, trash, and grounds maintenance, keeping your to-do list blissfully short. As for location, Irvine Spectrum, top-rated schools, parks, hiking trails, and premier shopping are all within easy reach. Whether you're a first-time buyer or savvy investor, this one is FHA approved and move-in ready. Come see it before someone else does.

Highlights

Listed by Tracy Bryant , 949-338-3515 Coldwell Banker Realty , 949-552-2000. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
7.92

HOA Fee

553 Monthly

Year Built

1980

County

Orange

Area

LN - Lake Forest North

Neighborhood

Pheasant Creek (PC)

School District

Saddleback Valley Unified

Listing ID

NP26083012

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Free-Standing Range, Microwave, Range Hood, Dryer, Washer
Air Cond:Wall/Window Unit(s)
Fireplaces:
Floor:Vinyl
Other:
  • ▪ Additional:Balcony, Ceiling Fan(s), Separate/Formal Dining Room, High Ceilings, Open Floorplan, Recessed Lighting
Water:Public

Exterior Features

Lot:Landscaped,No Land Lease
Garage Capacity:2
Roof:Tile
Others:
  • ▪ Additional:Turnkey, Drywall, Frame, Concrete
Sewer:Public Sewer
Parking Features:Assigned,Carport,Detached Carport,Guest
Principal Interest
$2,722
Taxes
$318
HOA
$553

Home Price

$499,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,721.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,721.89 $318.11 $553.00 $3,593.01
Yearly $32,662.73 $3,817.35 $6,636.00 $43,116.08
Total $979,881.84 $114,520.50 $199,080.00 $1,293,482.34

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Lake Forest, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T05:14:44.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS