12341 Winter Gardens Dr , Lakeside, CA 92040
$599,000
Est. Payment: $3,024.77/mo
1 Bed
1 Bath
552 Sqft
Status: active | Days on site: 3
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House Description

Endless possibilities meet modern comfort in this Lakeside bungalow with a VA ASSUMABLE rate of only 2.375%!!! Situated on a sprawling 0.88-acre lot with picturesque views, this 1-bedroom, 1-bath residence has been thoughtfully updated and features energy-efficient split-system heating and air conditioning. The lower-level basement, complete with a separate entrance and washer/dryer hookups, offers over 300 sq ft of exceptional flexibility for future living space, a private office, workshop, gym, or additional storage. The expansive grounds provide room to grow with opportunities to expand the home, add an ADU, install a resort-style pool, accommodate RVs, or simply enjoy the peaceful surroundings and open space. Whether you're searching for your first home or an investment with long-term potential, this unique property delivers the rare combination of move-in-ready living, usable land, and outstanding future possibilities—all in a convenient Lakeside location close to schools, shopping, restaurants, and major commuter routes.

Highlights

Listed by Delcie Pecoraro , 619-791-3136 Real Broker , 855-450-0442. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.88

Year Built

1954

County

San Diego

Area

92040 - Lakeside

School District

Lakeside Union

Listing ID

PTP2605791

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Air Cond:Dual
Fireplaces:

Exterior Features

Lot:0-1 Unit/Acre,Yard,No Land Lease
Garage Capacity:0
Zoning:R-1:SINGLE FAM-RES
Sewer:Public Sewer
Principal Interest
$3,025
Taxes
$382

Home Price

$599,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$119,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,024.77

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,024.77 $381.86 $0.00 $3,406.64
Yearly $36,297.29 $4,582.35 $0.00 $40,879.64
Total $1,088,918.72 $137,470.50 $0.00 $1,226,389.22

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Lakeside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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