45628 E Rachel Ave , Lancaster, CA 93535
$512,000
Est. Payment: $2,711.89/mo
4 Bed
2 Bath
2072 Sqft
Status: Active | Days on site: 298
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House Description

2025 Built Home in Pacific Lily | Solar, High Ceilings & $20,000 Grant Opportunity This property qualifies for a $20,000 grant from City National Bank, which can be applied toward the buyer's down payment or closing costs, a rare opportunity for added affordability. This property is subject to lender approval for a short sale. Welcome to 45628 Rachel Avenue, a beautifully upgraded 2025-built single-story home located in the desirable Pacific Lily community of Lancaster. Offering 4 spacious bedrooms and 2 full bathrooms, this move-in-ready residence combines modern design, energy efficiency, and functional living. Step inside to an open floor plan featuring soaring ceilings, abundant natural light, and laminate flooring throughout the main living areas, with carpet in all bedrooms. The kitchen features quartz countertops, stainless steel appliances (included), recessed lighting, a large walk-in pantry, and a generous, large center island, ideal for both everyday living and entertaining. The private primary suite offers a large walk-in closet, dual-sink quartz vanity, and a spacious walk-in shower, creating a comfortable and functional retreat. Additional highlights include a refrigerator, a washer, and a dryer included, an indoor laundry room with laminate flooring, an energy-efficient tankless water heater, a built-in fire sprinkler system, a solar lease for energy efficiency, a direct-access 2-car garage, and a large backyard ready for customization, entertaining, or future landscaping. Enjoy the benefit of low HOA dues, fully paid through March 2027, then approximately $58.63 per month thereafter, offering strong value in a newer-construction neighborhood. Conveniently located near schools, parks, shopping, and commuter routes, this home offers the advantages of newer construction, included appliances, and buyer grant eligibility in one of Lancaster's growing communities. Move-in ready, energy-efficient, and competitively positioned for today's market.

Highlights

Listed by Christina Di Marzo , 661-212-3390 Re/Max All-Pro , 661-945-9461. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

58.63 Monthly

Year Built

2025

County

Los Angeles

Area

LAC - Lancaster

School District

Antelope Valley Union

Listing ID

SR25251946

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:All Bedrooms Down
Water:Public

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:2
Zoning:R1
Sewer:Public Sewer
Principal Interest
$2,712
Taxes
$326
HOA
$59

Home Price

$512,000

Loan Details

30 yrs
6.952%

Down Payment

20%
$102,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,711.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,711.89 $326.40 $58.63 $3,096.92
Yearly $32,542.65 $3,916.80 $703.56 $37,163.01
Total $976,279.57 $117,504.00 $21,106.80 $1,114,890.37

Today's Rates

30 Year

6.95%

20 Year

6.73%

15 Year

6.35%

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Market insight data is pulled from the same city as the listing being viewed (Lancaster, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-09-23T17:03:53.000Z

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