3098 Mulholland Dr , Lathrop, CA 95330
$999,000
Est. Payment: $5,482.89/mo
4 Bed
3 Bath
2683 Sqft
0.13 Acres
Status: Active | Days on site: 1
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House Description

**Rare North-Facing Lakefront Living with Private Dock Access in River Islands!** Discover the exceptional lifestyle offered by this beautifully maintained waterfront home, ideally positioned along the lake in the highly sought-after River Islands community. Enjoy direct water access from your private dock—perfect for kayaking, paddleboarding, or simply relaxing by the water and taking in peaceful lake views. Inside, a bright and inviting open floor plan creates an effortless flow between the spacious living room, dining area, and upgraded kitchen. Built-in surround sound with subwoofer enhances the living space for entertaining or movie nights. The well-appointed kitchen features KitchenAid stainless steel oven and dishwasher, a canopy hood, center island, and thoughtful upgrades throughout. A convenient pocket office with USB combo outlets provides a dedicated workspace, while the extended kitchen nook with lower open shelving offers an ideal spot for a beverage or wine center. Upstairs, a versatile loft provides additional space for a home office, media room, playroom, or relaxation area. Spacious bedrooms include a serene primary suite, while abundant windows showcase the beautiful waterfront setting and fill the home with natural light. Additional features include a dedicated fitness/tech/hobby area within the storage space with carpet flooring, a 220V EV charger, and an exterior eave outlet ready for holiday lighting. Step outside and enjoy a backyard designed around the lakefront lifestyle. River Islands offers scenic trails, parks, recreational amenities, and highly regarded schools, with convenient I-5 access for commuters. **A rare opportunity to own north-facing lakefront property with private dock access—where everyday living feels like a getaway.** **BONUS ENERGY SAVINGS!** This home includes a premium prepaid solar system with no monthly solar payments for the new owner, plus monitoring, warranty coverage, and a smooth escrow transfer process.

Highlights

Listed by Bimal Shrestha , 650-515-6390 EXP Realty of California, Inc , 888-584-9427. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.13

Year Built

2022

County

San Joaquin

Listing ID

41150213

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dryer, Washer
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Tile

Exterior Features

Lot:Back Yard,Front Yard,Yard,No Land Lease
Garage Capacity:2
Roof:Tile
Others:
  • ▪ Additional:Stucco
Parking Features:Garage,Garage Door Opener
Principal Interest
$5,483
Taxes
$637

Home Price

$999,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$199,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,482.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,482.89 $636.86 $0.00 $6,119.75
Yearly $65,794.62 $7,642.35 $0.00 $73,436.97
Total $1,973,838.69 $229,270.50 $0.00 $2,203,109.19

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Lathrop, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T11:10:31.000Z

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