Welcome to this bright and inviting top-floor condominium in one of Long Beach’s most desirable coastal neighborhoods with only 34 units, just minutes to the beach! Situated on the 3rd floor with vaulted ceilings and excellent cross-breezes, this well-maintained home offers a spacious, airy feel and the convenience of elevator access directly from the subterranean garage—no stairs required. Inside, you'll find thoughtful upgrades and everyday conveniences, including a smart thermostat, front-tier fiber internet wiring, a stackable washer and dryer, and a water filtration system on the cold-water line beneath the kitchen sink. The generous walk-in closet provides ample storage, while all appliances are included, making this home truly move-in ready. Bathroom has been updated with low flow toilet & bidet, new fixtures, vanity, and flooring. Safety features include both smoke and carbon monoxide detectors. Additional highlights include: TWO assigned parking spaces, Private storage closet with room for approximately 8 boxes of belongings, Low HOA dues just $385/month, Elevator access from the garage directly to the residential floors, Approximately 1 mile from the shoreline. For qualified buyers, this property may be eligible for exceptional financing opportunities, including the Community Advantage Program, which offers no mortgage insurance, as well as a potential ***$20,000 Ladder Up Grant Program*** through City National Bank. Experience the Best of Long Beach Living in this Walkscore 95 loft! Long Beach offers an incredible coastal lifestyle with year-round entertainment, recreation, and cultural attractions. Enjoy weekends exploring the waterfront at Shoreline Village, visiting the world-renowned Aquarium of the Pacific, or touring the historic Queen Mary. Racing enthusiasts will love the excitement of the annual Acura Grand Prix of Long Beach, while outdoor lovers can take advantage of nearby golf courses, miles of beaches, bike paths, marinas, paddleboarding, and waterfront parks. The city also offers a vibrant dining scene, local breweries, performing arts venues, and convenient access to both Orange County and Los Angeles. Whether you're searching for a primary residence, a beach-close retreat, or an investment in one of Southern California's most dynamic coastal communities, 1121 Obispo Ave #304 offers a central location, parking, and modern upgrades for a remarkable Long Beach lifestyle.