2163 Prato Ct , Los Banos, CA 93635
$599,000
Est. Payment: $3,287.54/mo
5 Bed
2 Bath
2645 Sqft
0.14 Acres
Status: Active | Days on site: 16
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ML85633 - ML467793
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House Description

Welcome to 2163 Prato Ct, a beautifully upgraded, meticulously cared for home in one of Los Banos most desirable neighborhoods. This two story, 2,645 sq ft residence offers 4 bedrooms, 2.5 baths, a 3car garage, and a long list of premium features inside and out. The home's interior is spacious, bright, and designed for both comfort and style. The chef's kitchen is a true centerpiece featuring granite counters, upgraded cabinetry, stainless steel appliances, double ovens, a large island, pantry closet, and a kitchen/family combo layout ideal for cooking and entertaining. Upstairs, a large loft provides flexible bonus space perfect for a media room, office, play area, or second living room. The primary suite includes a walk in closet and a beautifully upgraded bathroom with double sinks and a jetted soaking tub. Step outside to your private retreat: a sparkling pool and spa, covered patio, and fully landscaped grounds in both front and back. The lot is level, beautifully maintained, and perfect for gatherings or quiet evenings at home. This property comes with an assumable loan at only 2.25% interest, an extraordinary, rare chance to secure a once in a generation mortgage rate along with a stunning home. Don't miss this opportunity!

Highlights

Listed by Carol Pefley , 650-714-3680 Realty World Dominion , (408) 980-5202. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.14

Year Built

2003

County

Merced

Area

699 - Not Defined

School District

Los Banos Unified

Listing ID

ML82061576

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:Gas Starter
Floor:Laminate,Tile
Other:
  • ▪ Additional:Loft, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:3
Zoning:R-1
Roof:Tile
Sewer:Public Sewer
Principal Interest
$3,288
Taxes
$382

Home Price

$599,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$119,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,287.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,287.54 $381.86 $0.00 $3,669.40
Yearly $39,450.43 $4,582.35 $0.00 $44,032.78
Total $1,183,512.89 $137,470.50 $0.00 $1,320,983.39

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Los Banos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T13:07:47.000Z

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