2636 San Ricardo Ln , Los Osos, CA 93402
$1,495,000
Est. Payment: $7,549.31/mo
3 Bed
3 Bath
2604 Sqft
Status: active with contingency | Days on site: 9
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House Description

Set on a generous half-acre lot, this property captures the beautiful estuary, dunes and mountain views, creating a peaceful coastal backdrop. First time ever on the market, this cherished home presents a rare opportunity in the sought-after Cabrillo Estates of Los Osos, offering exceptional space, privacy and endless potential. Tucked away on a peaceful cul-de-sac, this +/- 2,604 square foot home features 3 bedrooms, 2.5 baths, 2 fireplaces, a spacious family room, and a separate living/dining room made for comfortable everyday living and entertaining. Designed and built by the original owner, the home has been cared for and offers the perfect canvas to make it uniquely your own. Abundant interior storage is complemented by extensive under-house storage with work area, and the over sized two-car garage includes an impressive third bay ideal for RV parking, a boat, workshop or additional vehicles. This is more than a home – it’s an opportunity to write the next chapter of a very special story in one of the Central Coast’s most desirable neighborhoods.

Highlights

Listed by Monica Chudgar , 805-234-2908 Lotus Real Estate Services , 805-234-2908. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.46

Year Built

1998

County

San Luis Obispo

Area

OSOS - Los Osos

Neighborhood

Cabrillo Estates(580)

School District

San Luis Coastal Unified

Listing ID

SC26147648

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Free-Standing Range, Gas Oven, Gas Range, Microwave, Refrigerator, Range Hood, Dryer, Washer
Floor:Carpet,Laminate
Other:All Bedrooms Down,Bedroom on Main Level,Main Level Primary,Primary Suite,Walk-In Closet(s)
Other:Private

Exterior Features

Lot:Sloped Down,Front Yard,Garden,Gentle Sloping,Yard,No Land Lease
Garage Capacity:7
Roof:Composition
Others:HardiPlank Type,Stucco
Sewer:Septic Type Unknown
Parking Features:Door-Multi,Driveway,Garage,Oversized,RV Garage
Principal Interest
$7,549
Taxes
$953

Home Price

$1,495,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$299,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,549.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,549.31 $953.06 $0.00 $8,502.37
Yearly $90,591.74 $11,436.75 $0.00 $102,028.49
Total $2,717,752.07 $343,102.50 $0.00 $3,060,854.57

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Average Days on Market

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Market insight data is pulled from the same city as the listing being viewed (Los Osos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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