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2636 San Ricardo Ln , Los Osos, CA 93402
$1,495,000
Est. Payment: $8,205.12/mo
3 Bed
2.5 Bath
2604 Sqft
0.46 Acres
Status: PENDING | Days on site: 102
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Chris Heller
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House Description

Set on a generous half-acre lot, this property captures the beautiful estuary, dunes and mountain views, creating a peaceful coastal backdrop. First time ever on the market, this cherished home presents a rare opportunity in the sought-after Cabrillo Estates of Los Osos, offering exceptional space, privacy and endless potential. Tucked away on a peaceful cul-de-sac, this +/- 2,604 square foot home features 3 bedrooms, 2.5 baths, 2 fireplaces, a spacious family room, and a separate living/dining room made for comfortable everyday living and entertaining. Designed and built by the original owner, the home has been cared for and offers the perfect canvas to make it uniquely your own. Abundant interior storage is complemented by extensive under-house storage with work area, and the over sized two-car garage includes an impressive third bay ideal for RV parking, a boat, workshop or additional vehicles. This is more than a home its an opportunity to write the next chapter of a very special story in one of the Central Coasts most desirable neighborhoods.
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Highlights

Listed by Monica Chudgar , 805-234-2908 Lotus Real Estate Services , 805-234-2908. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.46

Year Built

1998

County

San Luis Obispo

 Neighborhood

Cabrillo Estates(580)

Listing ID

SC26147648

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dryer, Microwave, Refrigerator, Washer, Gas Oven, Gas Range
Air Cond:N/K
Fireplaces:FP in Family Room,FP in Living Room,Gas
Floor:Carpet,Laminate
Water:Private

Exterior Features

Garage Capacity:7
Roof:Composition
Sewer:Unknown
Parking Features:Garage,Garage - Two Door
Principal Interest
$8,205
Taxes
$953

Home Price

$1,495,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$299,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,205.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,205.12 $953.06 $0.00 $9,158.18
Yearly $98,461.42 $11,436.75 $0.00 $109,898.17
Total $2,953,842.68 $343,102.50 $0.00 $3,296,945.18

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Los Osos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-03T19:51:54.000Z

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